What does it mean for bank cards to complete interest settlement transactions?

Many friends will see the words "interest settlement transaction" when checking the details of bank statements, and some friends will receive short messages from banks and complete interest settlement transactions in RMB. Many friends don't understand what "interest settlement transaction" means. Let's have a look. Simply put, interest settlement is interest settlement. When a depositor deposits money in a bank or a borrower applies for a loan from a bank, the bank will settle the interest paid to the depositor or collect interest from the borrower after a certain period of time. This method belongs to interest settlement transactions. Usually, when you receive an interest settlement message from the bank, it means that the bank pays the deposit interest to the depositor. Nowadays, many friends will deposit money in bank cards, and our wages are also paid through bank cards, and the money in bank cards has interest income, just because the money in bank cards belongs to demand deposits and the interest rate is relatively low. If you have deposit funds in your bank card current account, according to the requirements, the bank will settle the interest of the current deposit on the 20th of the last month of each quarter, and list it on the interest settlement date or its interest rate, and transfer the interest to the principal on the 28th of 2 1. And will send a short message with the words "interest settlement transaction" to deposit users on the next day of settlement. SMS is sent by the bank in a unified way. It only displays the current interest balance, not the account balance. That is to say, banks usually transfer the interest of customers' current deposits in this quarter to customers' accounts on March 2 1 day, June 2 1 day, September 2 1 day and February 2 1 day. Note that if the customer closes the account before the deadline, the interest will be calculated according to the current interest rate published by the deadline until the day before the deadline. Different banks have different interest settlement methods, so the amount of interest settlement will be different. If you don't receive the SMS, you can also check the interest settlement amount of the interest settlement transaction through the online banking or mobile banking statement. Usually, every bank will indicate interest settlement transactions in the remarks column. "What is the meaning of interest settlement transactions?" That's all. I hope it helps you! Kangbo Financial Company released this information in order to spread more information. The content of the article is for reference only and does not constitute any decision-making suggestions for you. /feed/AE 5 1 F3 deb 48 f 8 c 54d 26 F5 a3 AC 5 cf 89 FCE 1 Fe 7 f 53 . JPEG？ token = a6 daf 9 b 7 a 47d 3 18 fcca 06 abf 28 de 2f 03