How to deal with the short message fee of bank card without deducting money?

Deduct the 2 yuan (or 3 yuan) SMS fee of the bank card every month until the balance in the card is zero. If the user deposits money into the card again, the previously reduced SMS fee will be automatically deducted by the bank, and the user can go to the bank business hall to cancel the SMS service fee. A bank card has not been used for a long time, and there is still a balance in the card. Usually, the management fee will continue to be deducted from the bank card until all the money in the card is deducted. If there is no business for a period of time, it will be suspended and transferred to a fixed account (or sleep account). At this point, the customer can reactivate the card through activation. If there is no business for several years, the account will be cancelled by the bank.