Can I call 1 10 if the online loan is harassed?

Online lending has certain advantages, such as low threshold and fast lending, but it must be repaid in time and cannot be overdue. Once the online loan platform is overdue, it may use various means to collect debts, which is likely to make your life chaotic. So, can I call the police for phone harassment? Let's take a look together.

1. Can I call the police for online loan collection and telephone harassment?

If you are harassed by the online loan phone because the online loan is overdue, as a debtor, you can call the police. It should be noted that general harassing phone calls have little impact if they do not seriously affect your personal life. If the other party has been insulting, threatening or harassing, pay attention to keeping relevant evidence, you can call the police and send the alarm record to the collection, which can play a deterrent role.

Second, what will happen if the online loan does not repay?

1, penalty interest and liquidated damages. If the loan is not repaid, the first thing you encounter is a high penalty interest. On the basis of penalty interest, some financial institutions also need you to pay liquidated damages. These expenses add up, but they are not a small expense. If you don't want to get into the mire of loans, you must develop good repayment habits.

2. Credit damage. If you don't pay back the loan from the bank within the time limit, the credit report will be tainted, and it will be even more difficult to apply for credit cards and loans in the future. Because of petty profits, it is not worth the loss to miss your credit wealth.

3. Collect in various ways. Both banks and online loans have their own collection systems. Primary school students will send text messages and call for money, and some will be more serious. There will even be collectors pressing them day and night, seriously disrupting work and life.

If sued, the assets may be confiscated.

Third, can loan intimidation sue online lending companies?

You can sue, no matter what threats are illegal. When you are threatened by online loans, you can solve it according to legal procedures, and the online loan dunning should be reasonable. If you encounter arrears, you can also repay them through legal channels.

Sue the online loan company:

1, litigation risk assessment mainly depends on whether the evidence is enough to ensure the success of the case; The defendant's property status, so as to ensure that the execution can be in place after winning the case.

2. The debtor's property investigation immediately investigates the debtor's property status.

3. Prepare litigation materials for filing in the court, including the drafting of the indictment, the preparation of evidence, and the preparation of the identity materials of both the original defendant and the defendant.

4. (Pre-litigation) To seal up the property, draft and submit the application for property preservation, provide the debtor's property list, and provide property preservation guarantee, etc. And seal up the property before or at the same time before litigation.

5. The case was tried by the court and an effective judgment was obtained.

6. After obtaining a successful judgment, apply for compulsory execution, and force the debtor to repay the loan by means of detention, restriction on high consumption, restriction on leaving the country, and publication in the newspaper.

The above is a detailed introduction about whether the telephone harassment online loan collection can call the police. As a debtor, you can call the local public security organ to defend your rights. You'd better keep relevant evidence. If you want to solve the problem completely, you should pay off the debt as soon as possible. If you have any legal questions, it is recommended to consult a professional lawyer.