Will the medical insurance bank not withhold it in 2022?

Doing so, on the one hand, can bring great convenience to the lives of ordinary people, on the other hand, it also provides institutions and governments with faster channels to make money. In addition, many banks have also opened the function of waiting for payment. Moreover, when the Water Conservancy Bureau collects residents' water charges, users can pay at the bank counter, and many bank mobile apps can also pay for living.

The social security of rural residents is different from that of urban residents. Their medical insurance needs to be paid every year, and these amounts are not accumulated in the national account. If no medical expenses occur within one year, they need to be paid again when they are used in the second year. Now the bank window has been directly opened to the public to help the social security department collect relevant medical insurance expenses.

According to the latest regulations, from 2022 onwards, the withholding function of bank cards may be "adjusted", and people with old people at home should pay attention, because now when residents pay endowment insurance and medical insurance, they don't need to go to the bank to handle related business in person, as long as there is enough deduction balance in the bound bank card, and the bank account will join hands with relevant state departments to transfer the deduction amount to the national account.

Endowment insurance and medical insurance are different from other insurances, because they need to constantly recharge their accounts. If the payment is cut off, it may affect the use of pension insurance and medical insurance. Freelancers have no fixed monthly salary, and the social security payment time is flexible. As long as they pay within this time limit, it is not a delay.

However, when using medical insurance and endowment insurance, many people's insurance accounts cannot be reimbursed normally. The system shows that the reason for not reimbursing is that the insurance premium has not been paid, which is very common. In order to ensure that everyone can pay the fees normally, the state has opened a bank withholding channel.

The pace of modern life is relatively fast, and many people will ignore the payment time. It is very convenient for ordinary users if the bank customers sign the agreement of automatic deduction. The introduction of such a policy is also to avoid forgetting to pay fees and not being able to use relevant insurance normally. This is the latest deduction channel of social security, which saves the insured a lot of time waiting in line at the bank or social security bureau.

What are the consequences of cutting off social security or delaying payment? The consequences of delaying the payment of social security are very serious. When paying social security again, you need to pay a high late fee to the relevant departments. If the car is fined by the traffic police, but the driver has never paid the fine to the traffic police department, after the payment deadline, it will not only have a certain impact on the car's travel, but also need to pay a late fee. The longer the time, the higher the amount of late payment.

If the bank can directly deduct money, most people can choose to recharge enough money at one time to ensure that the social security can be paid in full every month, which is very convenient and does not require customers to go to the bank or social security department alone. If social security is paid through bank withholding, users must pay extra attention to the balance of personal bank cards. Although you don't need to go to the bank counter, you must ensure that the balance is sufficient.

The payment time of medical insurance for urban and rural residents in 2022 has been announced. From September this year to February this year 14 and 18, the withholding service could not be completed due to insufficient balance in the bank card. Be sure to ensure that the balance in the card is sufficient to avoid unsuccessful withholding.

To this end, you can set a fixed time period, check the bank card balance in the mobile banking APP, or transfer a fixed amount to the bank card every month to ensure that the amount is sufficient before deducting social security. SMS will remind users of social security withholding. However, SMS is usually the amount that has been successfully withheld. If the bank fails to complete the withholding work due to insufficient balance, it will not remind the user by SMS or telephone.

The balance in the bank card has not changed. It is very likely that the bank deduction failed, and the reason for the unsuccessful bank deduction is basically insufficient amount. It is very important for all the insured who use bank withholding to save money in time. If you want to pay social security offline, you can bring your personal ID card and social security card to the local social security department. You need to be there in person, and you may have to wait in line.