Introduction and business setting of small-sum confidential and visa-free payment of Industrial Bank

First of all, what is the "little secret visa-free" payment function of Industrial Bank credit card?

The "small-sum confidential and visa-free" payment function of Industrial Bank's credit card is a small-sum fast payment service provided by China UnionPay. When you use a UnionPay brand chip card with "flash payment" logo or a mobile device with IC card information to conduct a transaction with a certain amount (less than 1 0,000 RMB) in a designated merchant in China, you can complete the payment as long as the card or the mobile device with IC card information is close to the "flash payment" sensing area of the acceptance terminal such as POS machines. During the payment process, you will not be asked to enter a password, nor do you need to sign.

For the safety of funds, Industrial Bank has a daily cumulative trading limit for this function, which is generally 3,000 yuan.

When the amount of a single transaction exceeds RMB 1000, your UnionPay chip credit card and mobile device can complete the transaction according to the password verification method set by the card.

Which Industrial Bank credit cards support the "little secret free visa-free" payment function?

This card is the UnionPay financial IC credit card of Industrial Bank, which has the function of "flash payment". The card number starts with "62", and there are UnionPay signs and "flash payment" signs. The cardholder can judge whether there is a "flash payment" sign on the card surface. Logo as shown in the figure:

If cardholders use mobile devices with "flash payment" function instead of traditional cards, they can also support confidentiality-free visa exemption.

How to close the "little secret visa-free" payment function of Industrial Bank credit card?

By default, the "small-sum confidential and visa-free" payment function of Industrial Bank credit card is turned on. If you don't agree to open the "small amount of confidentiality and visa exemption" function of Industrial Bank credit card, you can apply to close the function through the business outlets of Industrial Bank with your ID card and credit card, or call the customer service hotline on the back of Industrial Bank credit card to apply for closing.

For more information, please pay attention to the official account of WeChat "Rich Lab"