My friend transferred money to me through the bank. I received the text message on my mobile phone and the transfer was successful. Why?

If it is transferred from the card of China Merchants Bank to the personal account of peers, the funds will be credited in real time.

If it is transferred to another bank: 1, the "normal" mode: China Merchants Bank suggests clearing within 1-2 working days (in case of weekend holidays, the arrival time will be postponed), and the arrival time depends on the processing situation of the other bank system; 2. "Fast" mode: China Merchants Bank carries out real-time liquidation, which generally arrives within 2 hours, and the specific arrival time depends on the processing situation of the other bank system; 3. "Real-time" mode: Generally, the account will be received immediately after the transfer is successful.

Tips ① Use self-service channels (popular version, mobile banking, PAD banking, professional version, etc.). ) Select the "Proposal the next day" mode. Peer's personal account number: the next day's zero proposal will be recorded in real time after submission; Inter-bank account: submitted in normal mode at 0: 00 the next day, and expected to be received in 1-2 working days. ②ATM transfer to others/other bank accounts/our credit card, which will be received within 24.5 hours.