What is the use of the gold card of the rural commercial bank? Thank you.

1, you can enjoy the VIP channel of Agricultural Bank, and you can give priority to handling business at the outlets of Agricultural Bank without queuing.

2. You can enjoy preferential policies on handling fees, such as card handling, loss reporting and replacement, and transfer.

3. Enjoy a series of value-added services provided by the Agricultural Bank, such as access, medical care, road rescue, merchant discounts, etc.

4. Specialized account managers provide one-on-one daily financial services, and you can also enjoy exclusive financial consultants.

You can use an ordinary debit card without changing your debit card into a gold card, and enjoy the free handling fee for withdrawing money from other banks' ATMs every month. You can withdraw money from other banks' ATMs three times a month without handling fees.

First, China Agricultural Bank gold card processing conditions.

Not all users can apply for the Agricultural Bank of China Gold Card, and there are certain requirements for users' personal assets.

1 30W deposit, fixed for half a year.

2. Rural commercial banks have 10W books in circulation every day.

Users are required to have an average daily financial asset of more than 654.38+ 10,000 yuan in the first 654.38+02 months of ABC.

Second, the difference between the gold card and the ordinary card of the rural commercial bank

1, the most common difference between a credit card and a gold card is that the overdraft limit is higher than that of an ordinary card. If the ordinary card is higher than the gold card, it is generally because the ordinary card has been used for a while and the limit has increased.

2. There is also the difference between free use. Gold cards are free to deposit and withdraw money at the counters of CITIC outlets nationwide, and SMS notification is free. The gold card is a free opportunity to withdraw money from banks in the same city. There are 50,000 gold cards, 500,000 platinum cards and an average daily balance of 500,000.

3. Different banks will have different types of cards, except for the common differences in quota. There are other differences. For example, this card is called XX Travel Card, which may be a joint card with a travel company. This card will enjoy a more favorable price when traveling.

If some credit cards provide VIP service at the airport, it is possible that gold cards or higher-level cards can enjoy this service, but ordinary cards can't.

Third, rural commercial banks.

1, abbreviated as: rural commercial bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction.

2. Future development

(1) No new rural cooperative banks will be established, and all rural cooperative banks will be restructured into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks.

(2) On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily push forward the reform of provincial associations, and gradually build a new relationship between provincial associations and grass-roots legal entities with property rights as the link, equity as the link and supervision as the constraint, so as to truly form the same interests between provincial associations and grass-roots legal entities.