Is 360 Financial Loan real?

1. Is 360 Financial Loan real?

Since I registered with 360 Finance, my personal information has been sold by 360. I receive dozens of loan phone calls and text messages every day. Friends, please pay attention, who uses whom?

2. In 360 Finance Are online loans reliable?

360 Finance online loan is reliable:

The platform is real, but the approval rate is not high. 360 Finance is a comprehensive Internet financial services group under Qihoo 360. As a well-known Internet security company in China, Qihoo 360 has more than 500 million PC users and more than 700 million mobile phone users. So it is very reliable.

360 Finance:

1.360 Finance is a comprehensive Internet financial services group under Qihoo 360. As a well-known Internet security company in China, Qihoo 360 has more than 500 million PC users and more than 700 million mobile phone users. Relying on 360 Group's advanced Internet security technology and with the mission of "providing safe financial services to the public", 360 Finance is committed to becoming one of the leaders in personal financial services in China.

2.360 Finance is an absolutely controlled subsidiary of 360 Group, with independent accounting and independent operations. It will cooperate with other affiliated companies of the group, exchange resources, and share data, traffic, Resource advantages in all aspects of users and brands.

3. Is 360 loan reliable? Is 360 loan true and reliable?

Is 360 loan reliable? Is 360 loan true and reliable?

360 loan is 360 Among the loan products launched by Finance, 360 Loan currently mainly includes 3 loan products: 360 IOU, 360 Installment and 360 Small and Micro Loan. Users can apply for different types of loans according to their different needs.

When it comes to loans, users are naturally very concerned about the reliability of the platform. So is 360 Loan reliable?

360 Finance, like Duxiaoman Finance, is a financial platform owned by a large company. However, 360 Finance is affiliated with 360 and Duxiaoman Finance is affiliated with Baidu.

Therefore, 360 Finance is relatively reliable from the perspective of background. After all, a strong background can naturally increase users’ trust in 360 Loans.

From the perspective of loan products, the charges and product designs of the three loan products currently under 360 Finance are within the scope of national regulations. Therefore, 360 Loan is generally considered a relatively reliable loan opportunity.

Although 360 Loan has a good background and complies with regulations in all aspects, users need to understand it clearly before applying for a loan at 360 Loan to avoid applying for a loan with unreasonable charges.

In case of unreasonable charges, users can also report directly to the China Banking Regulatory Commission to protect their reasonable rights and interests.

The three loan products of 360 Financial Term are different. 360 IOU mainly provides users with credit loans, similar to Baidu Youqianhua, Alipay Borrowing, etc.

Users can apply for a credit loan of up to 300,000 yuan on 360 IOU based on their own credit situation. The borrowing interest rate is charged on a daily basis, usually around 0.05%.

360 Small and Micro Loan is a loan product provided by 360 Finance for small and micro enterprises. It generally provides loans to corporate legal persons. E-commerce sellers can also apply for 360 Small and Micro Loan. The loan limit can be up to 20 Ten thousand yuan, users do not need to provide mortgage guarantee when applying for a loan.

360 Installment is a consumer installment product launched by 360 Finance. Users can make installment purchases directly on the 360 ??Installment app, or enter the 360 ??Mall through the 360 ??IOU to make installment purchases.

4. Is 360 Financial Loan real?

Really, an average of 3 messages per day! I’m so angry about all kinds of loans! I regret registering information at 360 Finance