Provisions of China Bank on Interest-bearing of Personal Foreign Currency Notice Deposits

Provisions on interest calculation of personal notice deposit: interest shall be calculated according to the interest rate level corresponding to the withdrawal date and actual deposit period, and the interest shall be paid off together with the principal. In case of interest rate adjustment during the interest-bearing period, interest will not be calculated by stages.

In any of the following circumstances, the notice deposit shall bear interest at the deposit interest rate:

1. If the actual deposit period is less than seven days, interest will be calculated at the deposit rate.

2. If the withdrawal is not notified in advance, if the withdrawal is made in advance or overdue after the notification formalities, the interest on the withdrawal part shall be calculated according to the deposit interest rate.

3. If the withdrawal amount is less than or more than the agreed amount, interest will be calculated at the deposit interest rate.

4. If the notice deposit has gone through the notice formalities and has not been withdrawn or cancelled within the notice period, no interest will be accrued during the notice period.

5. If the notice deposit is partially withdrawn and the retained part is higher than the minimum deposit amount (US$ 65,438+0,000), it is necessary to fill in the notice deposit slip or voucher again, and calculate the deposit term from the original account opening date; If the retained part is lower than the initial deposit amount, it shall be settled or transferred to other deposits, and the interest shall be calculated at the deposit interest rate on the settlement date or transfer date.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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