Will there be SMS notification for the next payment of provident fund?

Will the off-site provident fund loan be notified?

There will be a notice for off-site provident fund loans.

Most of them are notified by SMS, but also by phone. After the provident fund is released, the lending bank will send a message to the mobile phone number reserved for the mortgage to inform the user that the loan has been released, and inform the user where the money has gone, such as to the bank card of the loan applicant or directly to the developer's account.

The provident fund was put aside for three days without notice.

When you find that your loan has been credited, the staff of the management office will inform you by SMS and telephone in batches.

1. After the loan is issued, you need to bring your ID card to the bank to sign my bank loan contract. After that, there is no need to go through any formalities. According to the loan contract, the amount due in the current month should be fully deposited into the repayment account before each month's repayment date, and it is ok to get it back after the materials such as the real estate license and loan contract come down. If it is necessary to prepay, you should go to the loan business department with your ID card and photocopy and loan contract, and be sure to pay attention to the fact that loans overdue cannot prepay.

2. Five insurances and one gold are handled by regular companies for employees. One of the funds refers to the provident fund, which can also be taken out. To withdraw the provident fund, certain conditions must be met. Employees who purchase, build, renovate or overhaul their own houses may withdraw their provident fund; Workers who need to repay the principal and interest of owner-occupied housing loans may apply for withdrawal of provident fund.

3. Provident fund loan refers to individual housing provident fund loan, which is a mortgage loan issued by local housing provident fund management centers, using the housing provident fund paid by employees who apply for provident fund loans, and entrusting commercial banks to the housing provident fund depositors who purchase, build, renovate or overhaul their own houses and retired employees who paid the housing provident fund during their employment. According to the regulations, employees who have paid housing provident fund for a certain number of years or more (the number of years varies from city to city, such as 12 months or more in Changsha) can apply for provident fund loans when the funds for purchasing, building, renovating or overhauling their own houses are insufficient.

There is no SMS reminder for remittance and withdrawal of my provident fund, so I didn't withdraw it?

After the unit paid the provident fund for employees, it was not directly transferred to the employee's bank card, so there was no SMS notification. Whether the withdrawal reminder is in the bank or not, SMS reminder has been opened.

Will there be a SMS notification after the housing provident fund is withdrawn?

There will be text messages. From loan application to. Sign the contract. Apply for a mortgage. Borrow money to repay. There will be SMS reminders throughout. Which node will have a reminder. Provident fund centers may be different from place to place.

1. Withdrawal time of provident fund: generally 3 working days. After the application for withdrawal of individual housing provident fund is submitted and approved by the relevant departments, the bank will directly remit the money to the individual account; In principle, it will be credited to your personal provident fund account within three working days after you complete the withdrawal procedures of the provident fund, and it will generally arrive the next day. Generally, it will be transferred to the personal settlement account within 3 working days; On the fourth working day, you can go to the bank counter or computer A to check whether the extracted housing provident fund money has arrived, and you can call if it has not arrived; Mainly depends on the audit time, the efficiency is different in different places, as long as the audit is passed, it should arrive soon.

2. Provident fund loan, also known as individual housing loan reserve, is a housing mortgage loan that the housing provident fund management center applies for provident fund loan around the use of housing provident fund paid by employees, and entrusts commercial banks to purchase, build houses, split houses, overhaul housing provident fund and pay housing provident fund for retired employees. When employees who have paid the housing provident fund for a period of time or more (in different cities at different times, such as Changsha for more than 12 months) can apply for housing provident fund loans, the housing provident fund is not enough to buy and build, renovate or overhaul their own houses.

3. Please refer to the following solutions for the problem that you have notified the extension of the provident fund loan by SMS, but you still haven't received the SMS from the bank. When you find that your loan is in the "accounted" state, the staff of the management office will inform the borrower management office of the loan contract, batch special transfer (the developer will inform the developer to handle it uniformly) and other relevant loan issuance vouchers by SMS, telephone and other means. Thereafter, the borrower shall repay the loan as agreed in the contract. If in doubt, please contact the Provident Fund Management Office. Hello, when you find that your loan is in the "reserved" state, the staff of the management office will inform you in batches by SMS or telephone.

The bank staff will definitely communicate with you in time. Don't worry, someone else lent you money, not you deposited it in the bank. Usually, after the loan of this bank is approved, the loan is issued successfully, and the repayment will be notified by SMS after reminding, and the provident fund loan will also be reminded by SMS.