Which banks in Beijing have low interest rates on individual tax loans?

At present, SME bank financing loan products mainly include tax loan, ticket loan, running loan, mortgage loan and secured loan. According to their own capital needs, comprehensive qualifications, credit information, assets and liabilities, get different credit lines.

1. Tax loan: Generally, the enterprise is required to be established for more than 2 years, pay taxes of more than 20,000 yuan, the loan interest rate is 3.55%-7.85% annually, and the maximum credit line is 300W W.

2. Ticket loan: Generally, the enterprise is required to be established for more than 2 years, with an invoice amount of more than 2 million, an annualized loan interest rate of 4.65%-8.85% and a maximum credit line of 400W.

3. Current loan: refers to unsecured credit loans issued by banks to enterprises according to their operating conditions. In this way, the loan interest rate is high, ranging from 9% to 16%, because the risk borne by the bank is large, and the credit line depends on the evaluation result of the bank;

4. Mortgage loan: apply for a loan from the bank with the property under the name of the company or legal person or shareholder as collateral, with an annualized loan interest rate of 3.89%- 10%, and the maximum present value of the collateral does not exceed 70%;

5. Secured loan: Secured loan is a loan granted on the condition that a third party provides corresponding guarantee for the borrower. The annualized loan interest rate is 5%- 1 1%, and the credit line depends on the bank evaluation results; However, the interest rate of venture guarantee loan is low, and the lowest can reach 2.2%.

In addition, some institutions can make accounts receivable mortgage loans, and the collateral can reach up to 60%. Of course, if a legal person has a good personal credit, he can also apply for a personal loan to solve the urgent needs of the enterprise.