Improper debt collection is illegal _ _ You don't need to find a lawyer to collect dry goods correctly.

Improper debt collection is illegal? You don't need a lawyer to collect debts correctly.

Judicial cases. Creditors claim 1000 yuan, with a loss of 60,000 yuan.

In 20 17, an online loan company lent Song 1000 yuan through mobile phone software, and the agreed loan period was 14 days. When the debt was due, Song was unable to repay the loan because of the difficulty in capital turnover. The company directly resorted to extreme measures to maliciously collect money: fabricated facts directly insulted and threatened Song by sending short messages in groups, and illegally outsourced them to a number of third-party collection companies, which made them receive a large number of threats and threatening short messages. In a rage, the debtor Song sued the company for violating its reputation and privacy. The final result of the lawsuit was that Song won the case and the company was awarded 60,000 yuan for Song.

The above is the first successful prosecution case in the history of violent collection in China, and the consequences of incorrect collection methods are very serious. If you want to collect debts legally, worry-free and effectively, you can find a professional lawyer. If you want to try to collect debts yourself first, you must look at the following six suggestions.

1. I asked for it many times through WeChat, telephone, interview, etc., but I couldn't catch it. It is best to take "several representatives" as the premise.

2. I (unit) or my family will come forward to deal with it. Don't trust the third party in society to collect debts. Do not hit people, intimidate or threaten to expose each other's privacy; Angry curses are not coercion.

3. Whoever borrows money to find trouble with others, don't hurt the innocent.

4. The location can be in the debtor's office or public place, or in the debtor's own downstairs. But you can't restrict others' personal freedom. An illegal detention case many years ago: the creditor asked several friends to lock the debtor in a hotel in Niccolo Longobardi for a few days, and all of them were sentenced to jail)

5. The amount and interest should basically respect the facts. Don't take advantage of this "good" opportunity, because it is easy to be characterized as obtaining "extra benefits or illegal benefits".

6. Don't take the mobile phone. It is no problem for people to call the police with their mobile phones. Calling the police is also a civil dispute. You should just defend your rights (correct) and defend your rights (pester) many times.

Conclusion: Whether you can carry out private relief smoothly, or if you are suspected of breaking the law, you may get yourself into it, depending on whether you can really understand the above contents. I don't want to do any of this, so I'd better come to a lawyer.