How to modify the billing date of Pudong Development Credit Card

Can the repayment date of Shanghai Pudong Development Bank's credit card be changed? Can I repay on the repayment date?

Shanghai Pudong Development Bank has always been a favorite bank, and it has issued a large number of cards in commercial banks. Many friends around it are credit card customers of Shanghai Pudong Development Bank. Just like using a credit card, people are very concerned about the billing date and repayment date of the card. Not long ago, someone asked: Can the repayment date of Shanghai Pudong Development Bank's credit card be changed? Can I repay on the repayment date?

Can the repayment date of Shanghai Pudong Development Bank's credit card be changed?

The repayment date of Shanghai Pudong Development Bank's credit card can be modified. If you want to modify the repayment date of your Pudong Development Credit Card, you can directly modify its bill.

The statement of Shanghai Pudong Development Bank's credit card can only be revised once a year. The accounting days of Shanghai Pudong Development Bank's credit cards mainly include 4th, 6th, 7th, 10, 12, 13, 14, 18, 2 1 day, 24th and 24th.

Can Shanghai Pudong Development Bank credit card repay on the same day?

You can also repay on the same day as the credit card repayment date of Shanghai Pudong Development Bank. As long as you repay the account before the repayment date (inclusive), it will not be overdue. However, if you repay on the repayment date, you may sometimes encounter problems such as liquidation in the banking system, which will lead to the failure to arrive in time, so it is best to repay one or two days in advance to avoid overdue.

The above is about "Can the repayment date of Shanghai Pudong Development Bank's credit card be changed? Is it okay to repay on the repayment date? " The answer. The repayment date of Shanghai Pudong Development Bank's credit card can be modified. If you modify its billing date, the repayment date will naturally change. But also on the repayment date, as long as it arrives on time, it will not be overdue.

How to modify the credit card statement of Shanghai Pudong Development Bank?

Call PUFA credit card customer service directly and ask to modify the bill. Or log in to the app to modify it.

Can I change my credit card bill?

Many bank credit card centers can provide credit card bill date (or repayment date) change service, and it is free.

You can go to the bank counter, call customer service or send a text message to the bank. After successful revision, it will generally take effect from the next issue.

However, every bank has a limit on the number of exchanges. For example, ICBC, China Construction Bank, Bank of China, Shanghai Pudong Development Bank and other banks can change once a year; Banks such as China Merchants Bank and CITIC can change once every six months; Bank of Communications can only change the credit card once within the validity period.

How often can the credit card (debit card) account of Shanghai Pudong Development Bank be modified?

The credit card (debit card) of Shanghai Pudong Development Bank provides one-day account modification service, which can only be modified once every natural year. For example, during the natural year of 201911October 65438-20191231,the user can only modify the bill date once, and the bill date can only be modified on the day of the billing date. The accounting dates provided by Shanghai Pudong Development Bank are 1, 3, 8, 14, 15, 16, 17, 19, 20, 22, 23, 25, 22.

If there are outstanding installments and universal funds in the account, the bill will not be modified successfully. Please settle all the arrears before modifying the bill. At the same time, you can modify the billing date by paying attention to the official account of Shanghai Pudong Development Bank credit card WeChat.

Billing date of credit card of Shanghai Pudong Development Bank

A: The billing date of each user is different. The billing date refers to the date when the card issuer regularly summarizes the cardholder's transaction money and expenses, calculates interest and calculates the cardholder's repayment.

The date of the credit card bill of Shanghai Pudong Development Bank cannot be changed. After the cardholder successfully applies for the credit card of Shanghai Pudong Development Bank, the system automatically generates a bill statement, which can be any day of a month and cannot be changed once it is generated.

The credit card of Shanghai Pudong Development Bank provides bill date modification service, which can only be modified once every natural year. For example, during the natural year of 20191June1-20191231,the user can only modify the bill date once, and the bill date can only be modified on the day of the billing date.

The credit card repayment date of Shanghai Pudong Development Bank is the twentieth day after the bill date. In other words, if your billing date is 6th, the repayment date is 620 = 26th. It is recommended that you choose the 7th of each month, that is, the day after the bill date, to concentrate on spending by credit card. In this way, you can enjoy an interest-free repayment period of up to 50 days, which is convenient for you to repay the credit card of Shanghai Pudong Development Bank.

As we all know, using a credit card, if it is not repaid at maturity, will be regarded as overdue, resulting in a certain amount of late fees and interest, affecting personal credit. Pufa credit card repayment grace period must leave some room for cardholders. If the cardholder fails to repay before the due repayment date because of forgetting to repay, or for other reasons, he can only repay before the grace period for repayment of Pudong Development Credit Card.

Under normal circumstances, the grace period of the repayment date of Shanghai Pudong Development Bank is 3 days. If the cardholder repays the loan within 3 days, it will be deemed as repayment on time, and it will not be overdue, and there is no need to pay late fees and interest, which will not affect personal credit.

For example, if the cardholder's credit card billing date of Shanghai Pudong Development Bank is not 10 day, and the due repayment date is 25th, then if the cardholder fails to pay off the card account before 25th, he only needs to repay it before 28th 19.

Of course, if the cardholder has something wrong with the bill and needs to purchase foreign exchange for repayment by phone, it is recommended that the cardholder make repayment 1-2 days in advance.

Note: The grace period of the repayment date of Shanghai Pudong Development Bank is 3 days, which refers to the concept of natural days, not working days.

In addition to the three-day tolerance service, Shanghai Pudong Development Bank Credit Card also provides tolerance service:

If the cardholder's outstanding amount is less than or equal to RMB 10 yuan or USD 2, you can choose to use the tolerance service.

Credit card window sharing: What are the credit card repayment methods of Shanghai Pudong Development Bank?

Full repayment: the cardholder uses the credit card of Shanghai Pudong Development Bank to pay the bill in full after the bill is issued and before the due repayment date, and pay off the bill in one lump sum.

Repayment by installments: Cardholders can choose to repay by installments, choose a certain number of installments, and pay a certain amount of principal and interest every month, which can reduce the repayment pressure.

Minimum repayment amount: Cardholders can also choose the minimum repayment amount. Generally, the minimum repayment amount is 10% of the current bill, and the interest is calculated at five ten thousandths of the daily interest.

Can the billing date and repayment date of Shanghai Pudong Development Bank credit card be modified?

The billing date and repayment date of Shanghai Pudong Development Bank credit card can be modified. After the general bill date is modified, the repayment date will change. Bill date modification method: 1. Bring your credit card and ID card to the counter of Shanghai Pudong Development Bank; 2. Call the credit card hotline of Shanghai Pudong Development Bank to apply for modification. The billing date of PUFA credit card can be revised once a year, generally selected from the date provided by the bank.

After the credit card is used, a bill will be generated on the billing date, and then the arrears will be returned on the repayment date. If the user fails to return the bill on time on the repayment date, it is overdue at this time. Overdue repayment will generate penalty interest, and the longer the time, the more penalty interest will be, which will affect personal credit information after overdue repayment.

If the credit card cannot be repaid on time after use, installment repayment or minimum repayment amount can be used at this time. Using installment repayment can reduce the monthly repayment amount and avoid overdue repayment. General users choose the number of repayment periods according to their repayment ability, and can repay in advance when they have money in the future.

In order to avoid not being able to repay on time after using a credit card, it is best for users to measure their repayment ability when using a credit card before spending. In fact, when an individual can't repay the loan on time, users can borrow money from friends around them to avoid overdue, but they should return it to their friends in time.

The introduction of how to modify PUFA credit card bill stops here.