Will the continuous non-payment of SMS service in Guangxi Rural Credit Cooperatives affect credit reporting?

Continued non-payment of SMS service in Guangxi rural credit cooperatives will not affect credit reporting. The credit report is issued by the Credit Information Center of the People's Bank of China according to the credit data summarized and reported by commercial banks. These credit data are used to record the loan, credit card processing, repayment, overdue, etc. These are all related to bank credit business. SMS fee is not bank credit. If the payment is overdue, the bank will stop sending and will not submit a credit report.