The bank card has been useless for a long time. Will the SMS service be cancelled automatically?

If there is no deposit in the debit card, the debit cards of Bank of China, Industrial and Commercial Bank of China and Agricultural Bank of China will not be cancelled automatically. Once there is fund business in the future, the debit cards of ICBC and China Bank will be activated automatically, deducting the annual fee of bank cards, while the debit cards of Agricultural Bank will be converted into fixed accounts if they are not used for a long time, so there is no way to use them in the future. China Construction Bank will automatically cancel the account after half a year; If you want to close your account, ICBC and China Construction Bank require that you must go to the account opening bank with the ID card of the head of the household, while Agricultural Bank and China Bank are allowed to close your account at any business outlet.

In addition, some banks' debit cards are useless for a long time and will be designated as sleepers. After a period of time, the bank will automatically cancel your card. Debit cards will not be in arrears, and your credit will not be affected.

Under normal circumstances, after more than three years, the bank will automatically cancel. If online banking is also opened, online banking will not automatically close the account, and it needs to be handled manually.