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Call the insurance company after a motor vehicle accident. Is it important to receive several short messages from insurance companies after they accept it?
1. After the driver calls the customer service phone of the insurance company to report the case in time, the customer service staff of the insurance company will confirm the case type in time according to the customer's description of the case and guide the driver to carry out relevant operations to prevent missing the best processing time.
Second, reporting the accident in time can enable the insurance company to survey in time, quickly check the accident situation and confirm the loss amount, which is convenient for customers' follow-up maintenance.
Third, according to the insurance contract, the customer should assist the insurance company to confirm the accident in time. Generally, the insurance company will stipulate in the insurance contract that the customer should report the accident within 48 hours after it happens. If you report the case over time, it will destroy the scene of the accident, affect the insurance company's verification of the accident, and may lead to refusal to pay compensation.
Fourth, if a road traffic accident occurs when a vehicle is driving in a foreign country, it should be notified to the insurance company at the first time. You can call the insurance company to report the case and tell the insurance company your license plate number and the name of the insured. The other party entrusts the local company to carry out the survey and issue the survey report on its behalf, or the local branch of the insurance company visits and provides assistance.
Fifth, if the accident of the vehicle is caused by minor scratches, collisions and other problems, and the damage is not very serious, the vehicle itself can be insured in a 4S shop or repair shop, and the insurance company can be notified by telephone. After obtaining the consent of the insurance company, you can drive the vehicle back to the local area to make claims.
Sixth, you can call the police in time after the accident and ask the police to help report the case to the insurance company.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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