What should I do if I borrow it today and don't pay it back after the deadline?

if the loan is overdue today, there are three situations according to the length of time when the loan is overdue: 1. If it is overdue for less than 15 days, we will start to push WeChat messages to the repayment person to remind them to repay, and will upload the overdue records to the platform credit center. Moreover, it will also start to collect penalty interest (based on the principal and interest to be repaid, the daily interest rate is 24%) and the overdue management fee. 2. Overdue for more than 15 days: SMS will be started to inform some mobile phone contacts of the repayment person, resulting in a special overdue management fee. 3. After more than one month, SMS will notify more mobile phone contacts, adjust the special overdue management rate to 1%, and open the blacklist interface to third parties, so that they can file a lawsuit locally.

there is also entrusting a third-party collection company to collect debts: after the borrower fails to meet the collection conditions, it can entrust a third-party collection company to collect debts. If the loan is overdue for 7 days, the lender can purchase the repayment reminder service, so that a third-party collection company will start to collect it. Reporting breach of contract: when the borrower fails to repay the loan within the time limit, he can go to the platform of today's loan to report it. When reporting, you need to upload real and effective evidence. After receiving the report, you will be invited to handle the report today.