Joke Collection Website - Public benefit messages - Which company is the new orange staging?
Which company is the new orange staging?
; ? As a platform just launched in 219, New Orange has a unique advantage, with low application threshold, fast payment and high popularity. Now it has become one of the hottest products at the beginning of the year. Today, let's briefly introduce the contents of the new orange staging.
1. Officially, New Orange Staging is a product of Xinliu Big Data Technology Co., Ltd. This platform is relatively large, with a registered capital of 1 million yuan. The shareholders include China People's Insurance Technology Fund, Softbank China Capital and Qihoo 36. The most important problem is that this company has an Internet micro-loan license and an insurance agency license, and the loan funds come from banks, so it will also check the credit information, so everyone should pay attention.
second, the feedback from netizens shows that the new orange installment payment rate is not bad. After submitting the application, there is generally no telephone call back, which belongs to the automatic approval of the system. Generally, the approval result will be issued in about 2-5 hours, and it can be received on the same day after passing. There is feedback from the loan user. He is a bad credit user, strictly speaking, but he can also make a successful payment. It can be seen that although the new orange will check the credit in stages, it does not mean that the credit cannot be made, so it is recommended that all the friends who are in urgent need of money try it. All in all, the new orange staging may have requirements for credit reporting, but from the cost point of view, there is the appearance that beheading interest will be deducted several hundred yuan in advance, which is not very compliant and the total cost is relatively high. During this period, there are many examples of the next payment, and everyone can choose freely according to their own needs, which is suitable for office workers who are in urgent need of money. Because there is no return call, the system will approve the next payment very quickly. Is the orange staging app formal?
Yes.
platform strength
New Orange Stage is an online lending platform jointly operated by Jinzhong Longxin Internet Microfinance Company and Xinliu Big Data Technology Company, whose shareholders include Softbank China Capital and Qihoo 36. In terms of platform strength, the new orange staging is not very bad, but there is no way to compare it with borrowing and pleasant loans. It can be seen that the reliability of new orange staging belongs to the middle level.
Operation mode
The new orange installment is a pure credit loan platform, which does not need mortgage and guarantee, and does not require much application materials for borrowers. Generally speaking, the borrower can apply for new orange installment by providing ID card information, mobile phone number information, bank card information and sesame score of 58 or more. In the whole process, the risks we have to bear are still relatively small.
user experience
judging from the user experience, the new orange staging is ok, and few people spit out or complain about this online lending platform. However, when you use it, you still need to read the loan contract carefully to understand the loan interest and the payment method of interest.
1. Can we negotiate repayment for the new orange by installment?
according to the experience shared by netizens, I borrowed 3, yuan from the new orange installment, and only 2,5 yuan was received, with a term of three months. Now, the first installment of RMB 1136 has been paid back, and the remaining unpaid bills have been settled with RMB 15 through direct negotiation with the platform.
It seems that it is feasible to negotiate repayment. You can try it. However, it needs to be reminded that not all people can negotiate successfully. After all, the platform exists to make money, so it is best to provide their own debt proof, indicating that they have been unable to repay.
second, what will happen if the new orange is divided into stages?
Some users said that the interest rate of the new orange installment was too high, and they planned not to pay it back. If you have this idea, you need to bear the following consequences.
1. Collection: At that time, all contacts in the address book will be implicated, and they will have to bear the pressure of constant collection.
2. Blacklist of online loans: Once the overdue records are saved, it will be difficult to apply for online loans on other platforms in the future.
3. Being sued: If the platform judges that you intentionally fail to pay back the overdue payment, it is very likely that you will go to court for prosecution. Is the new orange installment a formal platform?
The new orange installment is a formal platform. Now, if you want to lend on the Internet, you must go through examination and supervision. Although the platform is small, the new orange installment has relevant business qualifications, so be careful not to overdue it.
strength of new orange staging platform
new orange staging is a peer-to-peer lending platform jointly operated by Jinzhong longxin internet microfinance company and xinliu big data technology company. Shareholders of Xinliu Big Data Technology Company include Softbank China Capital and Qihoo 36. As far as the platform strength is concerned, the new orange staging is not too bad, but it can't be compared with lending. It can be seen that the reliability of the new orange staging is at a medium level.
new orange installment is a pure credit loan platform, which does not need mortgage and guarantee, and does not need too much application materials for borrowers. Generally speaking, borrowers can apply for a new orange installment if they provide ID card information, mobile phone number information, bank card information and sesame score of 58 or more. In the whole process, the risks that everyone has to bear are still relatively small.
From the user experience, the new orange staging is not bad, and few people complain or complain about this online lending platform. However, when using it, you still need to read the loan contract carefully to understand the loan interest and interest payment methods.
Consequences of overdue new oranges by stages
After the excellent new oranges appear overdue for a period of time, everyone's bad records will be reported to the credit bureau. It is very difficult for people with serious negative credit information to apply for loans and credit cards again.
after the borrower is overdue, New Orange Premium will arrange staff to collect the money. At the beginning, the staff of New Orange Premium will collect the money by phone or SMS. With the extension of overdue time, the collection of new orange excellent products will become more and more intense.
like other online lending platforms, there is no shortage of penalty interest after the new orange premium is overdue. The penalty interest of the new orange premium is calculated on a daily basis, which is higher than the normal loan interest and needs to be settled by the borrower at the time of repayment.
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