Is the WeChat payment code safe for others?

It's no problem to send the receipt barcode to others.

In order to facilitate the transfer between users, WeChat launched two kinds of QR codes: payment code and receipt code. Among them, the payment code is used by the merchant to collect the buyer's payment, and the payment code is used to pay the merchant.

The difference between Alipay's payment code and payment code is as follows:

First, the difference between open objects:

The collection code is for individuals, individual industrial and commercial households and enterprises.

Collection codes are mainly for individuals.

The object range of the collection code is wider than the collection code, and the collection code can be opened by everyone.

Second, the difference between payment methods:

The receipt code supports receiving credit cards, flowers, savings cards, balances and balance treasures.

The collection code supports access cards, balances and balance treasures.

The scope of payment by receipt code is wider than that by receipt code.

Third, the difference between rates:

Code collection is equivalent to a mobile portable POS machine, with a service charge of 0.55%.

There is no service charge for the charging code.

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Extended data:

I. Product payment rules:

1. If the business license with the same name is not provided at the time of signing the contract (the subject of the business license is the same as that of Alipay account authentication), the collection will be restricted to some extent. The specific restriction rule is transaction limit: single collection ≤ 1000, single-day collection ≤5W, regardless of debit or credit channels.

2. Provide the business license with the same name when signing the contract, or supplement the business license with the same name after signing the contract, and the collection is not limited.

Second, the mobile phone website, computer website, APP payment product signing basic version rules

When you register a limited edition, some functions will be restricted. The rules are as follows:

1. Transaction limit: daily transaction creation limit (≤ 1W).

2. Settlement time: fund settlement T+ 1 receipt.

3. Available time: up to 90 days. If the transaction arrives, the information will be required to be completed in advance.

References:

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References:

/cshall.AliPay.com/lab/question.htm "target =" _ blank "title =" Alipay Service Hall-Alipay Receipt Code Agreement "> Alipay Service Hall-Alipay Receipt Code Agreement.