How to check whether I have not received SMS transfer?

You can check the recent transfer records on mobile banking. Some transfers may be delayed, such as holidays. You can go to the local bank and ask the customer service staff to inquire.

Let's introduce the relevant knowledge of bank transfer for everyone.

Peer-to-peer accounts are received in real time on Saturday and Sunday. Generally, the time for inter-bank transfer to account is 1 to 3 working days (postponed on legal holidays and weekends). Please pay attention to the payee. The following small series lists the inter-bank transfer time of several banks' online banking: Industrial and Commercial Bank of China: Real-time transfer between peers, and the next day's interbank system exceeding 50W is based on the time of the People's Bank of China. Agricultural Bank of China: peers arrive in real time; Interbank 1-3 working days. . Bank of China: peers arrive at the account in real time at 9: 00- 17: 00; Interbank 1-3 working days. China Construction Bank: the peer received the account at 9: 00- 16: 30; Interbank 1-3 working days. Bank of Communications: peers arrive in real time; Cross-system 24-hour workday.

I. Time required for bank transfer:

1, choose to arrive quickly, generally arrive in real time, with a delay of no more than 2 hours;

2. Inter-bank transactions generally take one to three working days to arrive, because they need to be handled through the bank counters of both parties;

3. If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest;

4. From Monday to Friday, the transfer can basically reach the other bank before 3 pm that day, but whether the other bank records it in time determines the actual arrival time. Mobile banking can usually arrive on the same day.

Two. Arrival time reference of different banks:

Bank of China 1:

Intra-bank transfer of China Bank will arrive in real time before 9: 00- 17: 00, while inter-bank transfer has two modes. If you choose super online banking, the amount below 50,000 yuan can be received in real time.

In normal mode, if you transfer money between banks on Friday night, it will take Monday at the earliest and Wednesday at the latest. If the inter-bank transfer is made before 15:00 during the day from Monday to Friday, it will basically arrive on the same day. Of course, the arrival time of different banks may be different.

2. China Industrial and Commercial Bank:

ICBC's intra-bank transfer is also real-time, while inter-bank transfer has three transfer methods: real-time transfer, ordinary transfer and next-day transfer.

Real-time arrival is also controlled within 50 thousand yuan, ordinary arrival within two hours, and the arrival time varies slightly according to different banks. As for the arrival of the account the next day, it is delayed to transfer the money to the other bank the next day.

3. China Construction Bank:

The transfer from CCB card to CCB card is instant, and there are two ways: real-time transfer and ordinary transfer.

It may take one to three working days for an ordinary account to arrive.

4. Agricultural Bank of China

First of all, the bank's internal account is still received in real time. If it is an inter-bank account with less than 50,000 yuan, the account with more than 50,000 yuan can also be received within working days 1 hour, and it needs to be handled on working days on non-working days.

Extended data

Transfer is widely used as a bank settlement method. Transfer settlement can be made between different places in the same city, between company accounts, between company accounts and personal accounts, and between personal accounts and personal accounts.

Bank transfer method:

1. After confirming that the passbook account number and account name provided by the payee are correct, just take the cash to the bank and deposit it directly into the payee's account.

I suggest you open an account in the bank, then fill out a wire transfer form, clearly fill in the other party's account number, account name and bank name, and remit money from the account to the payee. This way is the safest. If the payee's account has been sold and the account name (or account number) is wrong, the remittance will be directly returned to your account.

If you have a deposit card of ICBC, you can transfer money directly at the ATM. The remittance through train is very convenient.

4. If it is too troublesome to open an account, you can remit money directly in cash and fill in the wire transfer form, but you must clearly fill in the other party's collection account number, account name and bank name.