Which bank online banking is the most convenient?

Which bank does the best online banking?

Personally, I think ICBC's online banking is the best, with simple operation, safety and complete functions. ICBC's U shield has a high security level and does not need to be changed into a password card. If you don't like U shield, you can change it into an electronic cipher. The advantage of electronic cipher is that it can bind online banking and mobile banking at the same time.

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Which bank is better for online banking?

Personally, I use ICBC and U shield. I recommend ICBC's online banking to you. First of all, it is better to be a big bank. ICBC is the first bank in the world, and online banking is second to none in China. As far as I know, the quotation of ICBC is 12 yuan/year. However, domestic online banking is temporarily in a period of no charge. Security situation, ICBC's online banking, there are three security measures. The simplest is the password card: it is completely free to handle, and its greatest advantage is convenience and simplicity. However, its safety factor is relatively low, so its transaction amount is greatly limited, that is, the daily online transaction amount cannot exceed 500 yuan, and the daily total amount cannot exceed 1 1,000 yuan. Ordinary transactions are ok, but it is more troublesome to buy air tickets and the like. The second way is SMS authentication, which is used together with the password card. Its biggest advantage is to improve the security factor of the password card, increase the transaction amount, and change the original 500 into 1000, and the original 1000 into 2000. In this way, the problem of password card can be solved easily. It's also free. Third, it is the safest method, hardware encryption U shield. The price of U shield is about 50- 100 so far, which varies according to different manufacturers. The use of U shield is troublesome, but it is not troublesome when you get used to it. He has no limit on the amount of transactions. Therefore, general corporate online banking, or large sums of money, all use U shield.

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Which bank's online banking is the best and most practical?

China Merchants Bank's online banking is the best, but ICBC's is far from it. If you have used two banks, you can compare them.

Which bank is the most convenient to transfer money?

At present, mobile banking transfer is the most convenient. As long as there is mobile banking, banks are very convenient. At present, mobile banking transfers are free, including Agricultural Bank of China, Bank of Communications, Bank of China, China Everbright, China Merchants Bank and so on.

Which online banking of the four major banks is better?

According to the current technology, the first one must be ICBC.

After that, CCB and BOC were both good.

CCB is obsessed with the issue of certificates, and many customers finally gave up CCB because of it.

Although BOC has been doing online banking for a short time, its technology is still good.

Agricultural Bank is not fast, because many of its outlets are around the school, so many students have no choice but to use Agricultural Bank.

Which bank is better to open online banking?

ICBC or China Merchants Bank. China Merchants Bank's existing gold cards in different places are relatively affordable, and ICBC is almost the general bank or default bank of all third-party payers (it is not recommended to open online banking in local banks, hehe, not to mention its disadvantages). I hope you have a pleasant journey and safety first.

Which bank's online banking is convenient to use?

Personal recommendation, tell you with my experience as a Taobao seller.

Considering cost, convenience and safety: postal green card, China Merchants Bank online banking, Bank of China online banking.

If you use it for shopping in Taobao, you can choose the post Taobao joint green card. The reason is: the integral points are wide, the access is convenient, and the cash withdrawal with Alipay is fast and timely. Postal service is direct mobile phone password payment. Because Alipay is bound, no other authentication is required.

In terms of receiving speed, postal service and China Merchants Bank are the fastest. Bank of China is the slowest. It takes three days, others like CCB, ABC and ICBC ... it takes two days.

If you are in a big city, it is recommended to use China Merchants Bank, which has fast arrival, good service and convenient payment. Just like the postal service, you can pay by mobile phone.

I don't know who said CCB and ABC, and the worst is ABC. If you want to do real-name authentication, including online banking, it takes the longest time and directly kills your patience.

The U shield sold by CCB is the most expensive.

ICBC, ABC, CCB and online banking all charge annual fees. You have to deduct money every year, as well as the cost of handling the card and the annual fee.

Postal service, China Merchants Bank and Bank of China do not charge online banking fees. China Bank's online banking is free to send U shield, which is safe and double protected with mobile phone confirmation.

China Merchants Bank will charge a storage fee when the deposit is insufficient 1W, with a monthly deposit of 1 yuan. It seems that neither the postal service nor the Bank of China charges.

I have basically done online banking in all banks.

Which of the four major banks' online banking works well? What are the instructions?

I have used the online banking of China Construction Bank and China Bank. Compared with them, the online banking of China Bank is much more convenient, especially for external payment. You can set a specified payment date, save the account information of common payers in the address book, and return the accounting bill to the cashier for modification. CCB Online Banking cannot specify payment date, and there is no address book of payer account information. You must enter the payee name, payee bank and payee account every time. If the cashier makes a mistake, the bill cannot be modified, and it can only be deleted and re-entered. As for security, both of them are very safe, but for convenience, I recommend Bank of China.

Which bank is the best to use

Four state-owned commercial banks:

China Construction Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for three times;

2. SMS service is free;

3. The withdrawal fee is only 0.5%;

4. Report the loss of 50 yuan;

5. There is a kind of credit card that is directly for car owners. As long as there is a car with a displacement above 1.4, it can be easily processed.

Disadvantages: points can be exchanged for less and worse gifts.

Bank of China:

Advantages:

1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;

2. SMS service is free;

3. The withdrawal fee is only1%;

4. The loss reporting fee is only 40 yuan.

Disadvantages: Gift redemption requires high points and few types of gifts.

ICBC:

Advantages:

1, American Express card swipes the card five times a year, or the annual fee of the current year is exempted when the consumption reaches 5,000 yuan, or the annual fee of RMB ordinary card is exchanged for 2000 points;

2. The withdrawal fee is free;

3. The overpayment will be recovered free of charge;

4. Only 20 yuan is needed to report the loss;

5. There are many exits

Disadvantages:

1, SMS service fee 2 yuan/month;

2. The points needed to exchange gifts are high, and there are few kinds of gifts.

Agricultural Bank:

Advantages:

1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;

2. SMS service is free;

3. The withdrawal fee is only1%;

4. The loss reporting fee is only in 50 yuan;

5. There are many exits

Disadvantages: 1, few types of credit cards; 2. The card processing procedure is relatively complicated; 3. Less points can be exchanged for gifts.

China Merchants Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;

2. SMS service is free;

3. Report the loss of 60 yuan;

4, the overall gift is better

Disadvantages:

1, and the withdrawal fee is 3%;

2. Less exports

China CITIC Bank:

Advantages:

1. Within one month after issuing the card, the annual fee of the first year is exempted once and the annual fee of the next year is exempted five times;

2. SMS service is free;

3. Send an accident insurance.

Disadvantages:

1, and the withdrawal fee is 3%;

2. Less outlets;

3. The loss reporting fee is high in 80 yuan;

4. There are many gifts, but the requirements are high.

Industrial Bank:

Advantages:

1, exempt from the annual fee for the first year, and exempt from the annual fee for the next year if you brush it for five times or spend 3000 yuan;

2. 50 yuan is needed to report the loss.

Disadvantages:

1, SMS service fee 3 yuan/month;

2. Withdrawal fee of 3%;

3. Less exports

Bank of Communications:

Advantages:

1, Y-POWER card is free of annual fee in the first year, three times in the second year, and six times in other cards;

2. SMS service is free;

3. The withdrawal fee is only1%;

4. 50 yuan is required to report the loss;

5. There are more outlets than other non-state-owned commercial banks;

6. There are more gifts that can be redeemed for points.

Disadvantages: I haven't seen it yet, but the overall evaluation given by colleagues who use Bank of Communications credit cards is average.

Guangfa Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;

2. The overpayment will be recovered free of charge;

3. Only 3 yuan is needed to make up the statement;

4. Send a copy of the insurance;

5. There is a discount for getting a card.

Disadvantages:

1, the SMS service fee needs 3 yuan;

2. The loss reporting fee is high in 85 yuan;

3. Less exports

Shanghai Pudong Development Bank:

Advantages:

1, free of annual fee for the first year;

2. Free SMS service fee;

3. No loss reporting fee;

4. Don't pay the recovery fee.

Disadvantages:

1. Exempt the annual fee for the following year according to the credit card record and repayment record;

2. The card replacement fee is high in 80 yuan;

3. Withdrawal fee of 3%;

4. Less exports

Shenzhen Development Bank:

Advantages:

1, free of annual fee for the first year;

2. Withdrawal fee1%;

3. Report the loss of 50 yuan;

4. Only 2 yuan is required for the handling fee of the supplementary statement.

Disadvantages:

1, only points can be exchanged for the annual fee of the following year, and some credit cards can only be exchanged for the annual fee of the following year if they swipe their cards 12 times in the first year;

2. Less exports

Minsheng Bank:

Advantages:

1, free of annual fee for the first year;

2. Free cash withdrawal fee;

3. Don't pay back the handling fee;

4. Send aviation accident insurance and provide on-site emergency assistance services for discount cars.

Disadvantages:

1, most credit cards need to be swiped 8 times to avoid the annual fee for the following year, and some need to pay 160 yuan;

2. SMS service fee 3 yuan;

3. The loss reporting fee requires 80 yuan;

4. Less exports

Everbright Bank:

Advantages:

1, some cards are exempt from the annual fee of the first year, and the annual fee of the next year is exempted after three swipes;

2. Withdrawal fee1%;

3. Exempt ... >>

Which bank is the best to open online banking?

Agricultural Bank of China, China Construction Bank