Pay back the money when you receive the text message.

You don't need to reply after receiving the message. You can directly log in to the mobile app software and contact customer service for repayment. If you really can't repay, you need to contact online customer service. Then the same generation will explain the situation and reschedule the repayment.

On the repayment date, the system will automatically generate a loan according to the borrower's borrowing time. In order to prevent overdue fees and damage to the manual credit report, repayment must be made on time. If it is overdue, it is even more important to repay it in time. Subsequently, the relevant staff will keep in touch with the borrower by telephone to negotiate repayment.

If it is overdue, the overdue order will generate penalty interest, and the overdue situation will be reported to the Credit Information Center of China People's Bank in accordance with national regulations, which will have a great impact on future loans.

At present, active repayment and automatic repayment can be supported. You can take the initiative to repay according to the system prompt through the active repayment page of the software. Automatic repayment, the system will automatically deduct money from the set automatic repayment savings card on the repayment date. The borrower needs to ensure that the balance of the bank account is sufficient on the repayment date, and the bank card is not in a frozen state to report the loss, so as to maintain the good credit of the individual.

If there is a repayment process after repayment, you need to wait patiently, which means that your repayment has been deducted. The system will deduct money within 24 hours, and notify your personal mobile phone by SMS after deduction. On the repayment date, the system will automatically deduct money from time to time, and it is necessary to ensure that the deducted bank card is sufficient and in normal condition.

If the repayment failure is mainly related to the bank card, you can change the card, add a new bank card, apply for repayment again, or make repayment through WeChat. You can also pay in advance. Click prepayment on the homepage of repayment software, select the repayment amount, check the number of installments that need prepayment, and click OK. Check the prepayment amount on the page and confirm the verification code submission to complete the operation. The operations here are all based on Apple version 5.9.29 as an example.