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How to inquire about the maturity date of time deposits in China banks?
Operating environment: Huawei nova 410.010.38 Bank of China 6. 12.0.
Bank of China can transfer money by online banking, ATM or over the counter. 1. Online banking transfer 1. Open the mobile phone OPPOReno6, open the latest version of the browser, log in to the bank official website, and click online banking to log in; 2. Fill in the correct user name and password to complete the login; 3. Select Transfer-Peer/Inter-bank Transfer on the homepage, fill in the payee information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation. You can fill in the content according to the information provided by the company that needs to pay the fee. Then check the required options and authorize them. Second, ATM transfers money to 1. Enter the account number of the other party to see if the account name is correct. Second, enter the transfer amount and confirm the arrival time. Just make sure.
First, the corporate payment method:
1, cash payment. Cash payment transaction is the most traditional transfer method. The so-called cash transaction is a transaction method of face-to-face cash payment between companies. When the transaction amount is relatively large, the cash transaction will be more troublesome, so few enterprises will adopt this transaction method now. However, in order to avoid tax, some enterprises will take the form of cash transfer, which is also an illegal act strongly discouraged by the state.
2. Bank transfer. Bank transfer is a common form of corporate transfer for enterprises. The main process is that the heads of enterprises of both sides go to the bank to fill in the remittance slip, affix the official seal of the enterprise and sign each other, and then remit money to the public. It should be noted that when financial accounting signs and seals, it is necessary to see whether the two seals are consistent, otherwise the remittance cannot be carried out normally.
3. Online banking transfer. In today's information age, in addition to bank transfer, enterprises prefer to use online banking transfer to realize corporate transfer. The biggest advantage of this method is that it is simple, fast and convenient. Only the accountant needs to use his own computer to operate and input the bank account number of the other company, so that online transfer can be realized to the company. However, it should be noted that as an accountant, you must keep the records and data of the transfer to avoid unnecessary trouble.
4. Other transfers. Like the above, it is a common way of company transfer. In addition, there are actually many other transfer methods, such as remote wire transfer, city transfer check, bank acceptance draft and so on. Financial accounting can also use these companies to transfer money.
Second, the transfer to the account time:
Because online banking transfer is a transfer method that almost all companies will adopt, I will specifically explain the choice of transfer time. Generally speaking, there are three options for remittance time:
"Real-time arrival" refers to immediate deduction and timely remittance after the transfer application instruction is issued, which can be used for emergency;
"Ordinary arrival" means non-real-time arrival, which will cause a delay for a period of time, and the remittance will be deducted after about two hours, which will give the sender a buffer and facilitate timely correction;
"Arriving on the next day" means that after the transfer application instruction is issued, the deduction and remittance are delayed until the next day. Especially if the remittance amount is large, some banks will not make money at any time. At this time, the remitter needs to contact and communicate with the bank personnel for landing treatment.
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