Risks of using credit cards

Credit card (debit card) issuance risk reminder of China Merchants Bank.

Credit card (debit card) issuance risk reminder of China Merchants Bank means that China Merchants Bank thinks that the user's transaction is risky or suspected of taking cash, and sends a text message to remind the user. After receiving the reminder message, users must pay special attention to the consumption time, consumption amount and consumers. Once there are similar illegal transactions, credit cards (debit cards) will be directly controlled by the wind.

After the credit card (debit card) is controlled by the wind, the relatively straightforward embodiment is that there is no++frequent credit card (credit card) consumption. At this time, it is necessary to find a bank to cancel the risk control, and it is relatively slow to wait for the bank to automatically cancel the risk control.

What does the credit card risk transaction reminder mean? What is a credit card risk transaction reminder?

1. Low credit card availability: When the credit card availability is low, banks will worry about repayment ability. At this time, you will receive a risk transaction reminder, and the bank will remind you to pay off the arrears before spending. This is normal, don't worry too much.

2. Card swiping in different places: When swiping a card in different places, the bank will worry about whether the credit card has been stolen, and at this time, it will receive a risk transaction reminder message. This situation is also normal, and cardholders need not worry too much.

3. The amount of credit card swiping is too large: If the amount of credit card swiping is small at ordinary times, suddenly one day there will be a large amount of consumption on the credit card, and you will also receive a risk transaction reminder from the bank.

4. Frequent card swiping: If the card is swiped frequently within a certain period of time, the bank will feel that the credit card is abnormal at this time, and for security reasons, the bank will also issue a risk transaction reminder.

Will the Bank of China call and say that credit cards are risky?

China Bank Credit Card Risk Tips:

The bank card organization will conduct a comprehensive risk assessment of the card. If it is judged that your card may be risky, the bank card organization will issue a risk warning to the bank. The Bank of China will also inform you of this situation by SMS, telephone, etc. In order to avoid subsequent financial losses, I suggest you change your card!

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

What does the credit card risk transaction reminder mean?

Credit card risk transaction reminder is to remind cardholders that credit card transactions are abnormal, and suggest cardholders to improve their card use habits and repayment habits.

Because the personal credit card overdraft funds of commercial banks should be used in the consumption field, but not in the non-consumption fields such as house purchase, financial investment, production and operation. Credit card transaction reminders include SMS reminders and WeChat account change reminders. You can receive credit card transaction reminders and repayment reminders by opening the credit card account free change reminder function in the bank to which the credit card belongs.

This concludes the risk tips on bank credit cards and the introduction of the risks of using credit cards. I wonder if you have found the information you need?