The lightning loan shows that there are many applicants in front. We have saved your loan application and will inform you within 7 days! What's going on here?

Usually, this happens because there are too many applicants to review in time, so this prompt will be given. At this time, we have to wait patiently and wait for the audit of the lightning platform. No matter how urgent it is, we must follow the actual procedures, otherwise it will be difficult to borrow money successfully. In fact, lightning usually solves this censorship problem within 7 days. If there are too many people, it may take longer, so we must wait patiently.

If you still get this prompt after 7 days, you must find your own problem. Of course, if this situation lasts for two weeks, you can't borrow money. This may be a personal reason. At this time, you must find the root cause from yourself.

Many people have borrowed money from many online lending platforms, especially some loans have not been paid off, and lightning loans are also subject to review. At this time, there will definitely be problems with personal credibility. Once this happens, lightning will not be approved, so it will always be displayed in the information prompt. At this time, we must pay attention to timely repayment.

Extended data:

Repayment method

Average capital: Allocate the loan amount evenly according to the total repayment months, and add up the monthly interest of the remaining principal in the previous period to form the monthly repayment amount. Therefore, the monthly repayment amount of the average capital method is different. The repayment amount is the largest in the first month, and then decreases month by month, and the less.

Equal principal and interest: that is, the "monthly payment" in the loan. The monthly payment is the same. The proportion of interest paid in the first half of the year is large, but the proportion of principal is small. After more than half of the repayment period, it gradually turns into a large proportion of principal and a small proportion of interest. The total interest paid is more than the average capital method.

Interest first, capital later: only the interest of the loan amount needs to be repaid every month, and the loan principal will be repaid in one lump sum after maturity, so the repayment pressure in the last month is relatively high. In addition, the interest to be repaid every month is full interest, and the interest amount is not small.

Save it-lightning loan "There are many applicants in front, and we have kept your loan application".

Save it-which of the three repayment methods is more cost-effective: "equal principal and interest, interest first and principal later"?