What is a bud? What age groups are most people who use flowers?

Bai Hua is an advanced payment function set by Alibaba in Alipay software, which can be used to pay for goods signed with Alipay platform, such as Taobao shopping. Most people who use flowers are mainly after 90, and some are after 00.

As a financial payment product of Alibaba, flower buds are encouraging people to spend in advance. People can apply for a certain amount according to their own credit, and they can continue to use the flower buds as long as they finish the expenses owed last month on time every month. If you haven't returned the flowers after the repayment period, you need to pay a certain amount of interest, and the overdue flowers will also affect your personal credit.

The flower beds are mainly opened by women. There are many temptations in modern society, and the concept of ahead of consumption is generally accepted by people, so everyone will start spending money next month and start doing things this month. The head of Ali once said in an interview that women are more aware of financial planning than men. Women will return it with flower beds first, and then return it immediately before the repayment deadline. They can handle flower beds flexibly.

Some people don't like flowers very much because it encourages them to spend money. They will only spend a certain amount of money every month, and when the money is spent, they will not spend it again, so they can limit their expenses. However, the flower garden platform can advance a sum of money in advance, which gives some people the opportunity to spend in advance. They will be unable to restrain themselves, spend an amount they can't afford, and can't repay on time next month, leaving borrowers at a loss and being urged to repay every day.

We often hear that some students buy many brand-name bags or electronic products in order to pursue famous brands and spend in advance, but they have no source of income and can only satisfy their consumption wishes through some lending platforms, which leads them to commit suicide because they can't afford high loans.

Consumption in advance has both advantages and disadvantages. Young people have a higher acceptance of advanced consumption, but they still have to spend according to their own economic ability.