How to check the bill with CITIC Credit Card?

How to check the bill with CITIC Credit Card?

1. WeChat official account inquiry:

Cardholders can pay attention to the official WeChat account of CITIC Bank's credit card, and then select "Card Opening Review" in the menu bar below, and select "Review and Repayment" in it, and then log in to their personal account for inquiry.

2. Dynamic card space APP query:

Cardholders can download the exclusive credit APP- of CITIC Bank-Mobile Card Space () on their mobile phones, then log in to their personal accounts and follow the prompts to make inquiries.

3. Customer service telephone inquiry:

The cardholder can call the customer service telephone number of CITIC Bank Credit Card Center at 400-889-5558. After the call is connected, enter the ID number according to the telephone voice prompt, and then press 1 for self-service bill inquiry.

4. SMS query:

Cardholders can edit the last four digits of ZD and send them to 106980095558, for example, ZD 1234.

CITIC Bank's credit card application conditions are relatively relaxed, as long as you meet the following requirements:

1. Age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old;

2. Job requirements: have a stable work unit, income and fixed residence;

3. Credit requirement: no bad credit record (how to establish a good credit record)

Note: CITIC Magic Credit Card is only used by women. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Credit card application materials of CITIC Bank

The application materials for bank credit cards vary according to the applicant's conditions and the card you apply for. You are free to choose the appropriate application materials according to your own situation.

-If you have a credit card from another bank, and it has been issued for more than half a year, it is suggested that you apply for a credit card from China CITIC Bank quickly by issuing a card.

The "card-to-card" method requires attention:

1) There is no record that other banks' credit cards are overdue for more than 30 days within 6 months;

2) The average credit line is not less than 5,000 yuan; If you have more than three credit cards from other banks, and the credit limit is above 90%, banks generally will not handle them.

—— If you are a customer who applies for CITIC Bank Credit Card for the first time, the application materials for CITIC Bank Credit Card are divided into necessary materials and auxiliary materials: the necessary materials are the materials you must provide when applying for CITIC Bank Credit Card, and the auxiliary materials help you improve the approval rate and credit limit.

1. Identity information: copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

2. Work and income certificate: salary certificate or business card or photo badge.

Supporting materials for credit card application of CITIC Bank:

Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; A copy of the loan customer of China CITIC Bank (with good credit and overdue for no more than 60 days) or deposit certificate.

How to check the credit card bill and transaction details of CITIC Bank?

For the bill and details of CITIC Bank's credit card, please follow the official WeChat account number of CITIC Bank's credit card through 1: "zxyhxyk" or "CITIC Bank Credit Card". 2. Download the exclusive credit APP- of CITIC Bank-dynamic card space: 3. Call the customer service hotline-enter or ID number-press 1 self-service bill for inquiry. 4. Edit and edit ZD and add the last 4 digits to send to 106980095558, for example: ZD 1234.

WeChat Apple 12, ios 14, WeChat version 8.0. 13.

Personal credit report is required for bank loans:

1. Bring my ID card or client's ID card and power of attorney, and provide my ID card to the credit inquiry window of the People's Bank of China to print personal credit records;

2. Open China People's Credit Information Center official website (version 3.3.2 of Google Browser), and submit an application for personal credit information record in the personal inquiry column with the mobile phone number matching the registered account number of the ID card. Usually, the mobile phone will receive the inquiry code from the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page.

Conditions for applying for bank loan business:

Natural persons aged between 18 and 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank;

6. If the above conditions are met, you can apply for loan business at a local bank.

To apply for a bank loan, you need to prepare materials:

1. Valid ID;

(2) proof of permanent residence or valid residence and proof of fixed residence; 3. Proof of marital problems;

4. Bank flow;

5. Proof of income or personal assets; 6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank. Requirements for bank loans:

(1) 18 years old with full capacity for civil conduct, permanent residence of urban residents or legal and valid identification, and the age of the lender required for bank loans is usually between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.

The credit card bill has been paid off, and a refund has occurred, and the refund funds will be returned to the credit card account. This money can be used to repay the credit card arrears, and it can also be used to swipe the card, withdraw cash and transfer money. Cash deposited in credit card accounts will become overpayment, and some banks need to pay handling fees for overpayment and cash withdrawal, so it will be more cost-effective to repay and swipe the card with overpayment.

In fact, credit cards will be refunded, and before repayment, the refund will be restored to the limit to hedge the bill. The user does not need to repay the refund amount.

Inquiry method of credit card bill of China CITIC Bank

The interest-free period of CITIC Bank credit card is 50 days. After paying off the bill arrears during the interest-free period, the credit card limit will be restored. What are the inquiry methods of credit card bills of CITIC Bank?

1, SMS for billing information. Edit the last four digits of ZD, such as ZD8888, and send it to 106980095558 to check the bill amount and repayment date.

2. Log in to credit card online banking to view billing information. Select my account, and you can see your 12-month billing information in the query of outstanding bills and historical bills.

3. Log in to personal online banking to query billing information. Select "Credit Card" at the top right, and then select "My Account". You can see my 12 month billing information in the query of open bills and historical bills.

4. Call 40088-95558 to check the billing information through self-service voice service. Call 40088-95558, select 1-2 according to the automatic voice prompt information, enter and verify the identity information, and then you can quickly query the current bill; Call 40088-95558, select 1-5 according to the automatic voice prompt information, enter and verify the identity information, and then you can query the current bill, outstanding bill and historical bill.

5. Download and install "Dynamic Card Space", register and log in, then click "Self-service" to enter the self-service function page, and select the bill type to query. (You can query the billing information of normal signing cards under this name, including: (RMB/) outstanding bills, historical bills and current bills).

So much for the introduction of how CITIC Credit Card checks bills.