What will happen if Alipay's consumption is overdue for three days?

If you don't repay the money on time after using the flower buds, you will be charged an overdue fee.

Overdue fee = overdue principal * 0.05%* overdue days, in which overdue principal * 0.05% is rounded to the nearest minute. If the ant flower garden can't repay on time, it will also produce bad records and affect credit.

Extended data:

For overdue users, Ant Flower Garden will remind users to repay within 9- 13 days after the repayment date. If the user hasn't paid the loan yet, he will remind you manually after 13 days.

Ant Flower Garden emphasizes that if the overdue amount is large and the user cannot be contacted by phone for many times, it will try to remind the user to repay by contacting the relevant person. This is based on the usual practice of the credit industry, in order to avoid overdue interest of users and damage to credit records.

Ant Flower Garden pointed out: "According to our past experience, many borrowers will forget to use ant flower garden, so when reminding repayment, we will prompt users to use the commodity transaction information purchased by ant flower garden to help users remember.

However, this move may really give users a bad feeling. We decided that in the future, we will only remind users of the consumption scenes of using ant flower beds, such as' You spent a sum of XX yuan on Taobao on a certain day in a certain year', without involving specific commodity information. In response to the reminder of ant flower buds repayment, we will continue to improve it in combination with the opinions of netizens. "

Alipay service hall-will there be a charge for not paying back on time after using the flower buds?

The dunning method of People's Daily Online-Ant Flower Garden was accused of infringing users' privacy and responded that it had been suspended.