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Will you let me know when the loan comes down?
Bank loan type
In daily life, users go to the bank to apply for loans. The most common loan types are as follows:
1. Credit loan: The borrower can borrow from the bank by virtue of its good reputation;
2. Mortgage loan: the borrower must provide a certain amount of collateral to borrow from the bank, and the collateral is also to ensure that the borrower can repay the loan on time when it expires;
3. Mortgage commercial loan: This kind of mortgage loan is generally suitable for users to buy houses. After the purchased house is mortgaged, the developer is allowed to provide phased guarantee;
4. Provident fund loan: provide preferential policies for employees who meet the loan conditions;
5. Guaranteed loan: the loan needs a third-party guarantee, and the loan can only be issued if it meets the conditions;
6. Policy loan: a loan guaranteed according to the cash value of the policy.
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