I have never borrowed money safely in Tik Tok. Why is the loan information all my own?

If the mobile phone often receives loan information, it may be because:

1. If the user has made a loan on the loan platform before, even if the loan has been settled, personal information will be left on the loan platform, and the loan platform may send a loan invitation message from a new performance source;

2. If the user has never made a loan, it may be that the user has visited some loan platforms in official website before and consulted relevant materials. He is regarded as a potential customer, so the loan platform will also send a loan invitation message;

3. User's personal information may be inadvertently leaked. After obtaining the user information, the loan platform sends a loan invitation message to expand the business; Or the personal information of the user is stolen or borrowed by others;

4. It may be that the user's mobile phone number has changed, the former owner has a loan, and the mobile phone number reserved for the loan has not changed, resulting in the user's mobile phone number continuing to receive loan text messages.

First of all, when we receive a short message that needs to be repaid, we will check it according to the following four steps:

1: Check the name of the platform to be repaid and the repayment amount, and carefully recall whether you have handled the loan recently. If the platform name doesn't ring a bell, please recall the repayment amount to see if there is a similar situation. If you don't remember, please go online to find the platform official website and call the customer service hotline. But please be careful not to click on the link and phone number in the short message, because the content in this link may be designed by another party, and all the content may be fake.

2. Read the short message carefully to see if there are typos, similar words and traditional characters, so as to prevent others from using the platform name to ask you for repayment. For example, "everyone's loan" is written as "everyone's loan", "360 loan" is written as "36o loan", and so on. Similarly, don't click on the link in the text message. Even if you are not careful, you can't make any repayment through this link.

3. Pay attention to whether you have received a phone call from a strange number recently. If I can answer the phone next time, it may be a set of short messages sent by the cashier when my friend loans overdue was on the platform. Similarly, don't help your friend repay, just plan to repay your friend, and don't give the money to the cashier.

4. If you confirm that you have not applied for a loan, but the repayment information is verified to be true, you should ask the customer service when to handle it and the total amount owed, and then print the credit report at the bank. Then think back to the time when you applied for a loan, and see if you have ever applied for installment shopping, or if your family has ever used a mobile phone to handle business. If not, report it immediately.

Conclusion: Before it is clear, repayment operation is not allowed to prevent property loss.

Tiktok Tiktok Import is a personal consumer credit product launched by licensed consumer financial institutions, which is not only in Tik Tok, but also applied for import. The credit line is 200,000 yuan, and the minimum daily interest rate is 0.03%.

However, the tiktok portal is a good way to get an application. It is generally believed that only users with good credit can see the application portal in jitter or today's headlines. If the customer can't find the application entrance, it means that he is not qualified to apply. Therefore, customers must continue to maintain good personal credit and pay more attention.