Many young people can't figure out that the pension for the elderly in their 80s is more than 4,000 yuan.

Old-age insurance, also known as retirement pension and retirement pension, is one of the most important social development pension benefits, that is, the relevant national documents stipulate that after employees are old or widowed, according to their contribution to social development and their qualifications or retirement conditions for enjoying social old-age insurance, monthly or lump-sum payment of insurance wages is a demand for benefiting society and is suitable for ensuring the minimum living guarantee for employees after retirement. Endowment insurance is accumulated and operated according to the principle of common accumulation of China, organizations and individuals. When we are in high spirits, part of the created value is invested in the pension plan to ensure the sense of security of the elderly.

I visited an 80-year-old man, whose monthly pension insurance premium exceeds 4,000 yuan, and now he is 85 years old. Even so, you should take Xiaolong to the bank to withdraw money as soon as the pension insurance premium is paid on the 20th. The community worker asked him, "Why do you always get this money?" Indeed, his family has no place to pay, and the children have already retired and come to visit them every day. There is no shortage of fruits and vegetables. These are all bought by children, and money deposited in financial institutions has at least loan interest. It is too much trouble to deposit cash, which surprises many young people.

The old man said three excuses, which made me and the community workers admire him very much. First of all, it's your own money. Since last year, the monthly pension insurance has been immediately transferred to the personal account of the medical insurance card. If you don't get this large sum of money, the old people won't believe that they have already paid the old-age insurance.

Many old people want to deposit money in financial institutions, and banks will lend it to them. Isn't this cheap for financial institutions? Especially those elderly people who have experienced poverty in the past, in the past, money was actually hidden in the corner of the house, such as the bottom of the bed, the gap in the wall or the deepest part of the kitchen cupboard. For decades, saving money for backup has become a habit. Therefore, the elderly are very stubborn about cash, and their ability to integrate into the information age is poor. Saving some cash is also a way of emergency protection at home.

Second, the money is really used. He is over 80 years old. Although his children bought all kinds of things, it was wrong. However, if the old people don't want to use their children, they will give them money directly, sometimes more. On the one hand, it can reflect the self-esteem of the elderly and prove that they are not the pressure of their children. On the other hand, when we are old, we can't use our brains. Everyone has to do this.

Most of the money saved by the elderly is spent on leisure holidays. Every old man, every child and grandson I meet will get a red envelope of 2000 yuan every Spring Festival. My parents are very happy and I feel very satisfied. Some old people save money to a certain extent and give designated children a sum of money to meet the expenses of their illness when they are old.

Third, withdrawing money is an indispensable part of social practice. When I am old, my legs are inconvenient. Usually I will bask in the sun at home and downstairs, and people in their 80 s will never walk in the market again. Going to the bank to withdraw money is actually a good exercise. The older generation are talking on the phone, chatting and quacking in the bank all day.

Relatively speaking, in recent years, the services of financial institutions are very good, especially the bank staff have provided more comprehensive services for the elderly. The administrative service center is comfortable all year round, neither too hot nor too cold, and there are free mineral water, especially in summer, some elderly people can't bear to turn on the air conditioner.

Generally speaking, it is an old habit for the elderly to like to take cash. Generally speaking, most elderly people who have integrated into the information age will often go to the bank to get cash. For example, my father-in-law is over 70 years old, but he has learned to use WeChat and Alipay for payment. After half a year or a year, the old-age insurance will be withdrawn. I can transfer him to his mobile phone, which is much easier and I am not afraid of losing it. There is no doubt that the future will get better and better.