***How ??to confirm LPR conversion with the same borrower?

Recently, many borrowers have received LPR conversion notices from banks, but friends who have applied for ***same loans do not know how to confirm the LPR conversion, so how do ***same borrowers confirm it? What about lpr conversion? The editor will introduce it to you with the four major behaviors of Zhongnong Construction Engineering.

***How ??to confirm LPR conversion with the borrower?

1ICBC

The main borrower can use ICBC mobile banking, smart teller machines, and SMS The bank handles the mortgage interest rate conversion business, and the *** and the borrower can confirm through the above channels. Except that SMS banking is only applicable to the same borrower, other channels can be used by both main borrowers and the same borrower. If you are not used to using self-service channels and want to handle LPR conversion at the counter, the main borrower and all the borrowers need to go with their ID cards.

2 Bank of China

The main borrower can handle the mortgage interest rate conversion business through Bank of China mobile banking, online banking, and smart counters. ***The same borrower can submit it to the main borrower Confirmation will be made through any of the above channels within 7 calendar days after the application for interest rate conversion. If the confirmation is not completed within 7 days, the application submitted by the main borrower will become invalid and must be resubmitted. If the main borrower handles LPR interest rate conversion through manual acceptance channels, *** and the borrower need to go together to successfully handle the business.

3 Agricultural Bank of China

The primary borrower applies for mortgage interest rate conversion through Agricultural Bank of China mobile banking, online banking and outlet super counters, and other borrowers can apply for it through any Just confirm the conversion through each channel, and the conversion processing time is 7:00-21:30.

4 China Construction Bank

Multiple borrowers in the original loan contract can handle the mortgage interest rate conversion business separately through China Construction Bank mobile banking and online banking. You can also bring your valid original identity document and go to any smart teller machine (STM), counter, or personal loan center of any CCB branch across the country separately or together to handle the mortgage interest rate conversion business.

In short, judging from the operation methods of the four major banks, Bank of China, Agricultural Bank of China, China Construction Bank and Industrial and Commercial Bank of China, *** and borrowers can confirm LPR conversion through the lending bank. For online channels such as mobile banking and online banking, just log in with your identity and confirm the LPR conversion again. If you need to apply for LPR interest rate conversion through the counter, all borrowers need to bring their ID cards with them.