How long will the rural credit loan arrive? It will take about this long!

Rural credit cooperative loan is a popular bank financial institution, and many farmers get loans in this way to carry out agricultural operations. Rural credit loans are relatively low-threshold products, and the review will be faster. How long will the rural credit loan arrive? Let's get to know each other.

The arrival time of rural credit loans is related to many factors, such as loan products, whether the borrower's application materials are complete, bank audit system, loan use inspection, holidays and so on.

Under normal circumstances, if the audit of rural credit cooperatives is relatively loose, it can be received in about 7 working days under the condition that everything is complete, but the market policy will be different and the quota may be tight, so the arrival time will be delayed. It is said that it will take several months to really get the account. Please consult the bank staff for details.

Why rural credit loans arrive slowly?

After receiving the application, the rural credit cooperatives will evaluate the applicant's credit rating and issue a loan certificate, then apply to the rural credit cooperatives for loan business, and then review the use and related materials before issuing loans, so it will take a long time.

I suggest you prepare relevant materials first, so as not to delay the review time:

1, resident identity card;

2. Household registration book;

3. Other valid identification, etc. ;

4, engaged in self-employed also need business license, tax registration certificate, organization code certificate, special industry business license, account opening certificate, income certificate, contract or cooperation agreement and other supporting materials;

5, need to provide security, but also need to provide security information;

6, rural credit cooperatives that need to provide other information.

To sum up, in order to save the time of bank lending, you'd better choose to submit your application on weekdays, otherwise the arrival time will be extended to after the Spring Festival and the 11 th holiday.