How to check the validity of bank cards?

1. Generally, you can see the expiration date on the front of the bank card.

2. Bank cards can be divided into debit cards and credit cards. Debit cards have no life limit, while the validity period of credit cards can be seen on the front of bank cards. The validity period of domestic credit cards is generally three to five years.

1) savings card: each card has its card face, which refers to the non-magnetic stripe direction of each card, usually the part with more patterns, in which the issue date and validity period of the card can be seen below, generally 4- 10 years, depending on the specific regulations of banks and card types.

2) Credit card: the validity period is printed on the credit card, and the usual format is: ValidFrom 12/08, and the validity period is12/1. This credit card is valid from February 20, 2008 to 65438/165438+February. There are other representations, such as: ValidDates, MemberSince, ExpiresEnd ... and so on. Chinese logos are rare, but they all have the same meaning, that is, the expiration date.

1. Precautions when the credit card expires:

1) The credit card is about to expire, and the staff of the credit card customer service center will contact whether to issue a new credit card to continue using it. If so, leave the correct contact address to ensure that you can receive a new credit card.

2) At present, most banks send credit cards by registered mail. In the way of sending confirmation, some banks only use SMS to notify, and some banks are more humanized. They will call back after sending the credit card to confirm whether the customer has received it. Therefore, cardholders should also follow up the delivery of new cards to prevent being impersonated.

3) If the credit card has expired and there is a balance in the account, the bank will not take the initiative to inform the customer for a refund. 4) When the customer cancels the card after the expiration of its validity period or finds that there is a balance in the card, he can call the credit card customer service hotline to ask for a refund. Customers provide other savings card accounts of our bank, and the bank will transfer the balance to the designated account for free, but there is a time lag when the funds arrive, and some of them will take one month to arrive.

2. Bank card is a tool that is often used in daily life. Although mobile payment has been widely used now, all kinds of banks still use physical cards because they want to realize credit card consumption. Bank cards are divided into savings cards and credit cards. The credit card is valid for 5 years. The bank card of the savings card has a service period, but this period will be longer.