Yichang provident fund management center

Yichang City Provident Fund Management Center is the organization responsible for the management and operation of Yichang City's provident fund business, providing various services such as the deposit, withdrawal and loan of the provident fund for the paid employees.

First, the provident fund deposit

Yichang provident fund management center is responsible for the supervision and management of the provident fund deposit work of each deposit unit to ensure that the deposit unit pays the provident fund in full and on time. At the same time, the center also provides inquiry and management services for employees' personal provident fund accounts, so that employees can know their own provident fund contributions in time.

Second, the provident fund withdrawal

Yichang Provident Fund Management Center provides provident fund withdrawal services for paid employees on the premise of complying with relevant policies and regulations. Employees can apply for various forms of provident fund withdrawal according to their own needs, such as house purchase withdrawal, rental withdrawal and loan repayment withdrawal. The center will strictly review the withdrawal application to ensure the legal and compliant use of the provident fund.

Third, provident fund loans.

Yichang Provident Fund Management Center also provides provident fund loan services for paid employees. Employees who meet the loan conditions for the purpose of buying houses and building houses may apply for provident fund loans. According to employees' personal situation and credit records, the center will formulate appropriate loan schemes to help employees realize their housing dreams.

Fourth, service optimization and publicity.

Yichang Provident Fund Management Center continuously optimizes the service process, improves the service quality, and provides more convenient and efficient services for paid employees. At the same time, the center also actively carried out publicity on provident fund policies to improve employees' awareness and utilization rate of provident fund policies.

To sum up:

Yichang City Provident Fund Management Center is the organization responsible for the management and operation of Yichang City's provident fund business, providing various services such as the deposit, withdrawal and loan of the provident fund for the paid employees. The center continuously optimizes the service process, improves the service quality, and is committed to providing better provident fund services for the majority of paid employees.

Legal basis:

Regulations on the administration of housing provident fund

Article 2 provides that:

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

Regulations on the administration of housing provident fund

Article 10 stipulates:

The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3. The director of the housing provident fund management committee shall be a person with social credibility.