Is it true that the online loan is overdue and the address book is exploded?

Usually it's not true. If the online loan application is overdue, such short messages are generally sent by a third-party collection company. Don't care too much. You only need to communicate directly with the loan platform and negotiate repayment.

What are the consumer finance loans?

Traditional consumer finance (CF) is a modern financial service model that provides consumer loans to consumers at all levels. Whether from the perspective of financial product innovation or expanding domestic demand, consumer finance pilot has positive significance.

There are many consumer finance loans, such as Gitzo consumer finance commodity loans and consumer loans, instant consumer finance comfort loans, good-term loans for consumer finance, full-time loans and privileged loans for Xiaoman Finance's rich flower platform, Suning Finance's willful loans, Jingdong Finance's gold bar loans, Ant Financial's loan treasures, and Lexin's installment music.

In addition, other consumer finance institutions also provide customers with various credit consumption loans, such as Zhongyuan Consumer Finance, China Post Consumer Finance, Haier Consumer Finance, Yin Chang Consumer Finance, Huarong Consumer Finance, Yin Hang Consumer Finance, Jinshang Consumer Finance, Shengyin Consumer Finance and Happiness Consumer Finance.

As long as customers pay more attention to maintaining good personal credit, there is no bad record in the credit report; And can provide stable income proof, have the ability to repay on time, and generally can successfully borrow money from the above-mentioned consumer financial institutions. Of course, if the credit is bad, you can't borrow money temporarily.

It should also be noted that there are many unknown small loan platforms in the loan market. Although the application threshold is low, it is not recommended for customers to borrow money because they do not hold a financial license.