A friend unwittingly borrowed an online loan to write that I was an emergency contact and was sued. Will it affect me if all the text messages are sent to me?

Mobile phone number is one of the important user information needed by online lending institutions. If personal mobile phone information is not well kept, it may be used by criminals. (borrow k, emergency contact, etc. )

At present, there are two types of credit surveys in China. One is for the central bank, and the other is for the central bank. I need to bring my ID card to the local central bank outlet and print a simplified version of my personal credit report.

If you want to check online, you should check the central bank's 100-line credit information. The query is simple and the report content is rich.

Wechat home search: 35 data. You can query your own 100-line credit data by inputting information, which comes from online lending platforms and UnionPay centers all over the country. Users can query their own big data and credit status, obtain various index data and query their own personal credit status. Blacklist, online loan application record, application platform type, overdue, overdue amount, credit card and online loan credit line estimation and other important data information.

Compared with the central bank's personal credit report, the atmosphere of personal credit records is more extensive, and the institutions that publish them are more diverse, such as "Three Five Data" and "Sesame Credit Score", which are all part of personal credit records. Generally speaking, it is more similar to the online big data credit report, which is a useful supplement to the traditional personal credit report.

At present, the country is building an all-round "credit network" without dead ends, connecting the society and enjoying the right to information, whether it is a credit report or a personal credit record, it is an important link. Protect your credit. Credit is the greatest asset and wealth for everyone.