The credit card has been reduced, and there is no SMS prompt.

If the credit card limit is not fixed, the bank will comprehensively evaluate it according to the frequency of credit card use, amount, accumulated points, repayment, external credit information and personal financial ability. According to Article 11 of the Credit Card Purchase Contract: "If Party B's credit card has risk characteristics stipulated by the regulatory authorities or recognized by Party A, Party A has the right to terminate or cancel all or part of the functions of the credit card, including reducing the credit card limit, and Party B has the obligation to actively assist Party A in identifying relevant risks.