How to borrow money for small and micro enterprises, and the loan conditions for small and micro enterprises

The credit line and loan line of simple and quick loans for small enterprises should be directly approved according to the collateral and guarantee provided by customers.

Customers applying for simple and quick credit business for small enterprises must meet the following basic conditions:

First, the basic conditions of small business credit business that meet the "Measures for the Administration of Small Business Credit Business of Agricultural Bank of China"

Two, to provide legal, sufficient and effective guarantee as stipulated in these measures.

3. Other conditions required by the operating bank.

Simple and quick loans for small enterprises mainly meet the needs of small enterprises for revolving, seasonal and temporary liquidity in the real and legal production and operation process. In principle, the operating period of various loans and letters of guarantee is within 1 year (inclusive), and the longest is not more than 3 years. In principle, the operating period of other businesses is within 180 days (inclusive) and the longest is not more than 1 year. Consult the local Agricultural Bank outlets in detail.