I just opened a margin account. Can I cancel the ordinary stock account?

These two accounts are traded in the same way and can be bought and sold.

Margin trading is divided into two categories: margin trading and credit trading:

1. Investors borrow funds from securities companies to buy securities, which is a financing transaction;

2. Investors borrow securities from securities companies and sell them, which is a short-selling transaction.

There are two requirements for securities companies to open margin financing and securities lending business:

1: the capital is more than 65438+ 10,000 yuan (some securities companies require 200,000 yuan).

2. Open an ordinary trading account for more than 6 months!

Expanding data is mainly about risk control. At the same time, we should carefully study the specific rules of the game, formulate trading disciplines and trading strategies suitable for ourselves, maximize the benefits as much as possible, and avoid risks. Let's focus on risk, right?

1, the risk of leveraged trading

Because it is leveraged lending with brokers, there is an extra layer of creditor's rights and debts. Moreover, in order to protect their own creditor's rights, securities companies will monitor the assets and liabilities of investors' credit accounts in real time, and under certain conditions, they can execute compulsory liquidation of assets guaranteed by investors.

2. Risk of compulsory liquidation

In the margin trading operation, if the maintenance guarantee ratio is lower than the minimum maintenance guarantee ratio due to the fluctuation of securities price, the securities company will send the notice of additional collateral to investors through the notification information push method agreed in the contract (usually someone will call directly). If the investor fails to add the collateral in full within the agreed time, the securities company has the right to compulsory liquidation of the assets in the investor's credit account.

3. Policy interest rate risk

In the process of margin financing and securities lending, if the benchmark interest rate of financial institutions stipulated by the People's Bank of China is raised at the same time, securities companies will raise the margin financing and securities lending rate accordingly, so they may face the risk of increasing the cost of margin financing and securities lending; However, under normal circumstances, brokers will directly notify by SMS or telephone.

Baidu encyclopedia-margin trading