JD.COM sent a message before it expired. Why didn't he send a message suddenly?

There are many kinds of situations where it is not sent. 1. Outsourcing to a third party.

Some online lending platforms will package accounts receivable and resell them to third parties or hire third-party institutions to handle them, and third parties will collect debts.

Second, prepare for door-to-door collection.

If the arrears cannot be recovered during the telephone collection stage, the online lending platform will include the debtor in the door-to-door collection list and suspend the telephone collection during the door-to-door collection preparation stage.

Third, change to legal channels.

For some stubborn debtors, the online lending platform may give up telephone collection and change to legal channels. If so, the borrower will face more serious consequences after the online loan collection call stops.

The collector in charge of you made a mistake:

Of course, the reason is not that I gave up because I didn't get the money from you. According to the employee who left the online loan collection company, the collection task of the online loan company will be assigned to each collector, and everyone has a collection form to be responsible for.

If you have been collected for several days, but suddenly you don't receive a collection call one day, it may be that the collector in charge of you asked for leave or forgot to call you.