How about the credit card of Shanghai Pudong Development Bank?

How about the credit card of Shanghai Pudong Development Bank? What are its advantages and disadvantages?

Pufa credit card is quite good. Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.

At present, on the basis of its basic functions, the security measures for the use of credit cards involve all-round situations before, during and after the event. * * * Six security measures are designed, including the earliest free SMS, instant messaging, photo card, priority dispute handling, etc., and it has a unique 24-hour anti-fraud function, which can give early warning to suspicious transactions around the clock and take precautions in advance. in addition

Extended data:

Credit has many advantages, which can be summarized as follows:

1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.

2. Be able to participate in various preferential discount activities for cooperation between merchants and banks, and enjoy various discounts for cooperation between merchants and banks.

3. Value-added services. All kinds of credit cards introduced by banks are accompanied by some value-added services. At present, the services provided by banks can be divided into seven categories: cash return, lottery, shopping discount, free insurance, travel service, personal financial report and other value-added services. These are the extra benefits that credit cards bring us.

How about the credit card of Shanghai Pudong Development Bank?

Pufa credit card is still good, it has the following advantages:

There is no annual fee, so don't worry about being detained.

VISA UnionPay dual-currency credit card can also be used abroad.

The official WeChat account has a credit card and repayment reminder, and there is no need to download the app.

It should be noted that PUFA's annual fee-free credit card is unconditional, not the kind that only exempts annual fees within the validity period, and does not need to be swiped several times.

This is also the main reason why I applied for this card.

Finally, talk about the shortcomings. In the first year of using the card for 5 years, I will always receive a phone call from the staff of Pudong Development Bank to recommend its universal gold.

The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established on June 5438+ 10, 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business.

The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Little Pig Xiao Pi, and cooperate with aviation industry, hotel industry, department store industry, communication industry and Internet platform to launch joint theme credit card products.

Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.

The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels.

Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.

How about the credit card of Shanghai Pudong Development Bank?

Many young people especially like to apply for credit cards, and different credit cards have different quotas. Many people say that the credit card of Shanghai Pudong Development Bank is still very good, with a maximum amount of 65,438+10,000, so everyone thinks that the credit card of Shanghai Pudong Development Bank is very good. This is also in the hope that people can make a good choice, so you need to go to the relevant bank to find out before choosing a credit card. You can't just apply for a credit card online, which is also very bad.

Do not overdraw your credit card.

Everyone needs good credit before applying for a credit card. If their credibility is in question, the relevant staff will not give them a credit card. So everyone also needs to maintain a very good credit. If their economic level is not very good, then it is recommended not to use too high a quota. This will also lead to my inability to repay later, and there will be some other problems.

The credit card of Shanghai Pudong Development Bank is very good

Everyone also said that the credit card of Shanghai Pudong Development Bank is still very good, and the cover of the credit card of Shanghai Pudong Development Bank is also very beautiful, which has attracted many people's love and interest. Everyone also said that it is good to have a Pudong Development Credit Card, so everyone especially likes this type of credit card. Speaking of credit cards, I hope everyone can pay attention. If you say that your financial level is too poor, then it is not recommended to apply for a credit card. This will also lead to your inability to repay later, and there will be worse things, which will also damage your credit.

Know the precautions in advance

Therefore, everyone should pay attention to the credit cards of Shanghai Pudong Development Bank and other banks, otherwise it will lead to some unexpected situations. This is also a very bad thing, and it also brings unnecessary trouble to yourself. So everyone should pay attention to avoid it. I suggest you know the precautions in advance before you apply for a credit card.

How about getting a Pudong Development Credit Card? The pros and cons are here.

Pufa credit card has always been a tall existence in the hearts of card friends. The new card is a platinum card and above, and there is no option to apply for a general card or a gold card. Then, how about Pudong Development Credit Card? This will give you some practical advice.

What is the credit card limit of Shanghai Pudong Development Bank? The high-end card quota is very attractive.

Pufa Credit Card keeps issuing new cards, and of course, it has also gained good feedback, and the amount of cards issued is considerable.

Pufa credit cards are mostly high-end products. Here are some models for you to apply for:

1, Ubuntu: Suitable for high-end business people with strong economic strength.

Introduction: MasterCard Priceless World Card, American Express Platinum Credit Card, Pudong Visa Royal Seal Credit Card and Pudong Visa Unlimited Credit Card.

Consumption abroad cash back, airport VIP service, high-end hotel privileges, etc.

2, super fans: there are more fans, and the audience will be narrower.

Introduction: Tongxin Card, Yang Theme Credit Card, Dream Card's pandaren Theme Credit Card and Dream Card's Champions League Theme Credit Card.

Focus on peripheral gifts, exquisite card design, peerless and gorgeous, and enjoy the financial services and rights of Pudong Development Credit Card.

So, what are the advantages and disadvantages of PUFA credit card products?

Advantages:

1. Free of the annual fee for the first year (most products, including platinum cards), SMS service fee, loss reporting fee and overpayment;

2. The application threshold is low and the withdrawal amount is fast;

3. High quota and many points;

4. There are many activities, and the gifts given by the activities are of high value;

This card exceeds the limit once a month. According to the system score, some people are 5%, some people are 10%, and the highest excess is 140%.

Disadvantages:

1. According to the credit card records and repayment records, the annual fee for the following year is exempted, and many high-grade credit cards charge a hard annual fee;

2. The card replacement fee is high in 80 yuan;

3. Withdrawal fee of 3%;

4. Less outlets;

5, pay more attention to the contribution to the bank, you can buy some wealth management, insurance, or save some money in the bank.

How to repay Pudong Development Credit Card? Choose any way at will.

How about getting a Pudong Development Credit Card? It is recommended that card friends with strong financial strength apply. Of course, office workers can also apply for products like fan cards, but the quota may not be so powerful.

Is the credit card of Shanghai Pudong Development Bank easy to use? Which is the best?

For credit card Xiao Bai, it is really important for someone to tell him which bank's credit card is good or not! A friend asked me if the credit card of Shanghai Pudong Development Bank was good, and I'll answer you ~

Credit card intimate service of Shanghai Pudong Development Bank

The Credit Card Center of Shanghai Pudong Development Bank was established on June 5438+ 10, 2004. Shanghai Pudong Development Bank is a direct organization specializing in credit card business, and it is also one of the earliest credit card centers in China to obtain financial licenses. The Credit Card Center of Shanghai Pudong Development Bank adheres to the customer demand as the center, takes continuous innovation as the driving force for development, improves the product system, innovates characteristic services, and enhances the customer experience. The Credit Card Center of Shanghai Pudong Development Bank has innovated a number of service functions, taking the lead in introducing credit card shopping and travel inconvenience protection, photo cards, credit card short messages and free installment payment in China. , and strive to bring a thoughtful card experience to cardholders.

There are many types of credit cards in Shanghai Pudong Development Bank.

There are many kinds of credit cards in Shanghai Pudong Development Bank, including Puka, Gold Card, Platinum Card Series, Wow Card Series, McDull Card, Accelerated Credit Card, Wealth Card and Private Bank Credit Card. At the same time, according to the needs of different market segments, we cooperate with many industry leaders in aviation, hotels, department stores, communications and other industries. There are many PUFA credit cards, and cardholders can choose one according to their own needs.

Advantages and disadvantages of Shanghai Pudong Development Bank's credit card

The advantage of Shanghai Pudong Development Bank's credit card is that you can spend more than 500 yuan by stages, and any consumption will be prompted by SMS. You can use dollars directly for spending abroad, without changing dollars. In addition, not having a credit card abroad is not only troublesome, but using cash is often regarded as heterogeneous (the lifestyle between China and the West is very different). Gold card can enjoy "CITIBANK" special merchant service abroad; Photos can be printed, and gifts given at activities are of high value.

The disadvantage is that the withdrawal fee is too high. Puka/Gold Card can be exempted from annual fee only if it is 2000/5000 yuan per year; Less outlets; The bidding threshold is high.

There is something to say: I always think that the credit card of Shanghai Pudong Development Bank is a local credit card on the tall side! There are many specials, which I personally think are quite good. But you should also be able to bear its shortcomings, and it is best to really meet your own needs.

How about Pudong Development Credit Card?

Question 1: Can I apply for a credit card of Shanghai Pudong Development Bank? Whether a credit card is good or not generally depends on whether there are many outlets, whether repayment is easy or not, whether the application threshold is low or not, and whether there is much cooperation with merchants.

If it is convenient, you should apply for four major state-owned credit cards, with many outlets and convenience, among which ICBC and CCB are recommended.

To provide good service, use the credit card of a commercial bank and recommend the card of China Merchants Bank. The threshold is low, and the points are permanently valid, which is very good.

Pufa's card, how to say it? Personally, I think it's ok, and there are quite a lot of value-added activities.

Credit cards usually take one month to apply, approve and send back to you. If you haven't received it for a long time, it is recommended to call the credit card customer service to check the application progress.

In addition, some credit card comparisons are provided for your reference:

Four state-owned commercial banks:

China Construction Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for three times;

2. SMS service is free;

3. The withdrawal fee is only 0.5%;

4. Report the loss of 50 yuan;

5. There is a kind of credit card that is directly for car owners. As long as there is a car with a displacement above 1.4, it can be easily processed.

Disadvantages: points can be exchanged for less and worse gifts.

Bank of China:

Advantages:

1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;

2. SMS service is free;

3. The withdrawal fee is only1%;

4. The loss reporting fee is only 40 yuan.

Disadvantages: Gift redemption requires high points and few types of gifts.

ICBC:

Advantages:

1, American Express card swipes the card five times a year, or the annual fee of the current year is exempted when the consumption reaches 5,000 yuan, or the annual fee of RMB ordinary card is exchanged for 2000 points;

2. The withdrawal fee is free;

3. The overpayment will be recovered free of charge;

4. Only 20 yuan is needed to report the loss;

5. There are many exits

Disadvantages:

1, SMS service fee 2 yuan/month;

2. The points needed to exchange gifts are high, and there are few kinds of gifts.

Agricultural Bank:

Advantages:

1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;

2. SMS service is free;

3. The withdrawal fee is only1%;

4. The loss reporting fee is only in 50 yuan;

5. There are many exits

Disadvantages: 1, few types of credit cards; 2. The card processing procedure is relatively complicated; 3. Less points can be exchanged for gifts.

China Merchants Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;

2. SMS service is free;

3. Report the loss of 60 yuan;

4, the overall gift is better

Disadvantages:

1, and the withdrawal fee is 3%;

2. Less exports

China CITIC Bank:

Advantages:

1. Within one month after issuing the card, the annual fee of the first year is exempted once and the annual fee of the next year is exempted five times;

2. SMS service is free;

3. Send an accident insurance.

Disadvantages:

1, and the withdrawal fee is 3%;

2. Less outlets;

3. The loss reporting fee is high in 80 yuan;

4. There are many gifts, but the requirements are high.

Industrial Bank:

Advantages:

1, exempt from the annual fee for the first year, and exempt from the annual fee for the next year if you brush it for five times or spend 3000 yuan;

2. 50 yuan is needed to report the loss.

Disadvantages:

1, SMS service fee 3 yuan/month;

2. Withdrawal fee of 3%;

3. Less exports

Bank of Communications:

Advantages:

1, Y-POWER card is free of annual fee in the first year, three times in the second year, and six times in other cards;

2. SMS service is free;

3. The withdrawal fee is only1%;

4. 50 yuan is required to report the loss;

5. There are more outlets than other non-state-owned commercial banks;

6. There are more gifts that can be redeemed for points.

Disadvantages: I haven't seen it yet, but the overall evaluation given by colleagues who use Bank of Communications credit cards is average.

Guangfa Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;

2. The overpayment will be recovered free of charge;

3. Only 3 yuan is needed to make up the statement;

4. Send a copy of the insurance;

5. There is a discount for getting a card.

Disadvantages:

1, the SMS service fee needs 3 yuan;

2. The loss reporting fee is high in 85 yuan;

3. Less exports

Shanghai Pudong Development Bank:

Advantages:

1, free of annual fee for the first year;

2. Free SMS service fee;

3. No loss reporting fee;

4. Don't pay the recovery fee.

Disadvantages:

1. Exempt the annual fee for the following year according to the credit card record and repayment record;

2. The card replacement fee is high in 80 yuan;

3. Withdrawal fee of 3%;

4. Less exports

Shenzhen Development Bank:

Advantages:

1, free of annual fee for the first year;

2. Withdrawal fee1%;

3. Report the loss of 50 yuan;

4. Only 2 yuan is required for the handling fee of the supplementary statement.

Disadvantages:

1, only integral can be used. ......

Question 2: What about the credit card of Shanghai Pudong Development Bank? The credit function of Shanghai Pudong Development Bank mainly includes: RMB/USD dual currency settlement. Your credit card of Shanghai Pudong Development Bank is settled in RMB and USD respectively. With it, you will experience the world's leading consumption concept and fashionable lifestyle. When using this card in China, it will be settled in RMB; When used outside China, it will be settled in US dollars. After returning home, you can choose to return the amount spent abroad in US dollars or RMB. This card is not only used by more than 20 million merchants around the world, but also allows you to withdraw cash from more than 840,000 ATMs around the world. You already have a credit card of Shanghai Pudong Development Bank, and you can definitely travel around the world! Consumption abroad, RMB Repayment If you choose to return consumption abroad settled in US dollars in RMB, you only need to hold the relevant documents such as the statement of account and go to the designated outlets of Shanghai Pudong Development Bank to purchase foreign exchange for repayment. Spend first, then repay. You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode. Credit limit According to the information provided when you apply, the center has granted you the maximum consumption limit and the maximum cash withdrawal limit. You can check the initial credit limit on the delivery cover of this card and the first month statement. Within this limit, you can freely use this card to sign accounts or withdraw cash. This credit line is shared by RMB and USD * * *, the main card and the supplementary card * * *. Interest-free repayment period This card allows you to experience the new life of the contracted account and enjoy the interest-free repayment period. If you sign the bill with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the date of your transaction to the due repayment date. You only need to pay off the current balance on the statement before the due repayment date, so you don't have to pay interest on these expenses. Interest-free consumption makes life more comfortable. Minimum repayment amount This card also provides minimum repayment amount treatment. The minimum repayment amount is the minimum amount you need to repay every month. You can freely choose this way to repay, which can not only handle your own funds flexibly, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time) Revolving credit When you consume or withdraw cash, your available credit limit will be reduced accordingly, but when you repay, the credit limit will be restored accordingly-this is the function of revolving credit! You can decide your own consumption and repayment amount according to your own needs and financial situation. It is easy to handle and avoids many repeated application procedures. Withdraw cash You can easily withdraw cash not exceeding the withdrawal limit at ATMs marked with the corresponding international card organization logo at home and abroad for emergencies. (Interest-free repayment period and minimum repayment amount are not available for cash withdrawal) Supplementary Card Handle supplementary cards for your family and let them share your credit! The supplementary card enjoys the same credit limit as the main card, and all the transaction details of the supplementary card are uniformly listed on the statement of the main card, so that you can know the usage of the supplementary card in time.

Question 3: How about the credit card of Shanghai Pudong Development Bank?

1. Easy repayment. Repayment can be made through convenience stores such as Lacarra and UnionPay Online.

2. There is no overpayment of the retrieval fee.

But there is an overrun fee.

The withdrawal fee is very high, with a minimum of 30.

The cost of stolen maintenance is high, and the dispute verification fee is high.

3. There are many activities.

It is uncomfortable to meet the condition of annual fee exemption. Usually more than five thousand credit cards. Although there must be more than this number, how many times do you prefer to swipe your card?

The credit card payment of online banking is not bad, although it is not as good as ICBC, but it is much better than the other four.

This matter was dealt with quickly. I have a card. I submitted it the first day and approved it the next day.

7.

Credit card related business.

In Shanghai, it is very convenient for Shanghai Pudong Development Bank to handle affairs at its outlets.

PayPal can support Pudong Development Credit Card.

Traffic card business can be handled at the counter of Pudong Development Bank.

Traditional handling fees and the like are still relatively cheap.

8. If you use your card frequently, you can withdraw it quickly.

Question 4: Which credit card of Shanghai Pudong Development Bank is good? People ask about the credit card of Shanghai Pudong Development Bank.

There are two main types of credit cards in Shanghai Pudong Development Bank: 1, accelerated scorecard 2 and other cards. Their advantages and disadvantages are as follows.

1, accelerating the integral card, which has the advantage of 5 times points for gas stations and supermarkets. On the birthday, these expenses are 10 times. , usually all consumption withdrawals are 1.5 times! The disadvantage is that you can't exchange air miles, only some sundries. You know, the most valuable thing is air miles. Air miles are all bought online, and the best one sold at present is HNA (currently 2065438+June 2003), which means that more miles are money.

2. Ordinary cards can be exchanged for air miles, but unfortunately the points are only normal 1 yuan 1.

On this difference, according to the card limit, the bigger the platinum card, the better. Platinum card theory can reach the limit of 400 thousand. The gold card is estimated to be 5 1.

Question 5: What does PUFA Credit Card do? Shanghai Pudong Development Bank has branches and outlets all over the country, and the credit cards issued can also be used all over the country. There are branches and outlets of Shanghai Pudong Development Bank in Jinan, Shandong. You can apply for Pudong Development Credit Card at the outlet or directly online. The process of applying for a credit card of Shanghai Pudong Development Bank is as follows:

1. Download the application form (or get it directly from Shanghai Pudong Development Bank);

2. Fill in the application form and sign it according to the text prompts on the application form, and prepare the personal information mentioned in the application form, including the original ID card, the income and employment certificate issued by the unit (with official seal or financial labor seal), the original real estate license in my name, the original automobile driving license in my name, etc.

3. Submit the application form to the business outlets of Shanghai Pudong Development Bank for approval.

Question 6: How about Pudong Credit Card? This depends on personal consumption. Each bank's credit card has its own regional advantages. I hope to know.

Question 7: How about the new gold card credit card of Shanghai Pudong Development Bank? Pudong new gold card is free of annual fee in the first year, swiping the card 6 times in that year and free of annual fee in the next year. You can apply to the bank for an increase according to your monthly consumption and repayment records.

Question 8: How about the salary of Shanghai Pudong Development Bank Credit Card Center of around 3,000? It is difficult to enter the formal establishment now. It is estimated that only job-hopping can turn positive.

Question 9: What is the treatment of authorized posts in Shanghai Pudong Development Bank Credit Card Center? I used to work in the credit card center of Shanghai Pudong Development Bank. I have not authorized this position before, but some friends still authorized it.

First of all, students who haven't graduated are not recommended to practice, because the internship salary is subject to 20% tax, and the internship is not counted as the length of service. Some people in our department worked as interns for three months and then tried for six months after signing a formal agreement. It is said that there were interns for six months and then they tried for six months.

Secondly, everyone is concerned about the treatment. First of all, it is not the establishment of Shanghai Pudong Development Bank. Even the contract signed with the credit card center is compiled by the card center because the card center of Shanghai Pudong Development Bank has cooperated with Citigroup before, which means that the average annual salary of Shanghai Pudong Development Bank is 46W, and the card center has nothing to do with this.

Tell me about my salary. I am a fresh graduate and went to work. I worked as an intern for a month and didn't get a salary increase of 1 cent until I left my job for two years. After paying about 4000 yuan in hand tax every month, you can only pay. Originally, all employees had paid sick leave for five days and compliance leave, but this year a new general manager changed and the above benefits were cancelled. Last year, I also enjoyed three days of compliance leave and five days of paid sick leave, but not this year.

It was easy to work in our department and the clothes were very casual. After all, I took the money, but since I changed the general manager, I was supposed to give 200 yuan for the holiday, and it was gone. Eight days holiday, gone. We had hoped that the credit card center could give some money to the tenth anniversary, but it didn't. A company doesn't even pay a penny for 10 anniversary. What hope is there? Before leaving my job last year, I got a year-end bonus of more than 1000 at the end of the year. Hehe, the bank's year-end bonus is only 1000. It is said that the authorizer is even worse. They have no rest except eating every day, because they are doing fraud detection. As long as someone uses the card, it is necessary to test the transaction and answer the customer service call. They are very busy. Except for customer service, the authorized person is the most pitiful, but the customer service salary will be a little more, because there is a commission.

A few days ago, my authorized partner asked me to recommend him a job, because they have to hand in their mobile phones when they go to work. This is how he described his treatment to me. He has to answer hundreds of customer service calls every day, because only customer service and authorization work 24 hours a day, so he just doesn't know how to ask authorization during customer service training. The leader is stupid enough to make people speechless. Three leaders in their department are all women, and they can sit in the leadership position because all the previous leaders have run away. Because I have to work shifts, I got a little more than me before tax, about 4500, and the year-end bonus 1000. Freshmen in their department didn't even get the year-end bonus last year, and about 30% of them have left this year.

If you are a fresh graduate and really can't find a job, you can consider going to the card center, but don't go to positions such as authorization and customer service.

This concludes the introduction of how Pudong Credit Card works and how Pudong Credit Card repays in advance. I wonder if you have found the information you need?