Inquiry on loan amount of Luoyang provident fund

Inquiries about the loan amount of Luoyang provident fund need to consult and apply to the local housing provident fund management center. The specific amount is related to personal deposit and loan interest rates and other factors.

Luoyang Housing Provident Fund Management Center is the management institution of housing provident fund system in Luoyang, which is mainly responsible for managing and supervising the housing provident fund deposit of enterprises and individuals, and providing corresponding housing provident fund loan services. Want to know your own provident fund loan amount, you can go to the local housing provident fund management center to consult and apply. Luoyang Housing Provident Fund Management Center calculates the amount of provident fund loans according to factors such as individual deposit and loan interest rates. Generally speaking, the longer the deposit time, the more the deposit amount, and the higher the loan amount that can be applied for. In addition, it should be noted that the prerequisite for applying for provident fund loans is that there must be enough balance in the provident fund account and no debts can be owed. At the same time, the center will adjust the loan amount accordingly according to factors such as individual repayment ability and loan purpose.

Can the loan amount of Luoyang provident fund be used for the sale of second-hand houses? Of course. Luoyang Housing Provident Fund Management Center stipulates that provident fund personal housing loans can also be used to purchase second-hand houses, rebuild or renovate houses on residential land, but the loan amount shall not exceed 80% of the assessed price of houses or residential land.

Luoyang Housing Provident Fund Management Center is an important institution for Luoyang citizens to apply for provident fund loans. If you need to know the amount of provident fund loans, it is recommended to go to the local center for consultation and application. At the same time, we should also pay attention to meeting the preconditions of loan application and rationally plan the loan amount according to individual repayment ability.

Legal basis:

Article 17 of the Regulations on the Management of Housing Provident Fund stipulates that the amount of individual housing loans for housing provident fund shall be based on the balance of housing provident fund in the lender's housing provident fund deposit account, and shall be determined by the housing provident fund management center after application.