How to apply for an investigation letter if you owe money?

If the borrower fails to repay the loan, he may apply to the local public security organ for an investigation letter. The specific operation steps are as follows:

1. Preparation materials: Relevant evidential materials need to be prepared, such as arrears contracts, transfer records, IOUs, receipts, etc. To prove that the debtor really owes money.

2. Go to the public security organ: You need to bring the above materials and apply to the local public security organ for an investigation letter. In the public security organ, you need to fill in the notice of investigation or request for instructions, and provide relevant materials to explain the situation, and apply to the public security organ for investigation of the debtor's whereabouts to help you recover the arrears.

3. Waiting for the public security organ to handle it: After the public security organ accepts the application for investigation letter, it will review the application and deal with it accordingly. If the debtor has been arrested by the police, the public security organ will inform you to assist in handling the case; If it is confirmed that the debtor does not exist, the public security organ will inform you of the relevant situation.

The materials for suing for owing money are as follows:

1. Creditor identification: Creditors need to provide identification or business license and other documents to prove their identity and legitimacy.

2. Basic information of the debtor: The creditor needs to provide the debtor's name, address, contact information and other basic information for the court to serve.

3. Loan contract or agreement: The creditor needs to provide relevant evidence such as loan contract or agreement to prove that the debtor is indeed in arrears.

4. Dunning records: Creditors need to provide dunning records, including dunning letters, text messages, telephone recordings and other evidence to prove that the debtor is indeed in arrears.

5. Other relevant evidence: The creditor also needs to provide other evidence related to the case, such as bank statements, receipts, invoices, etc. To prove the debtor's financial position and the fact of arrears.

To sum up, different countries and regions have different legal provisions, so the specific prosecution materials may be different. In case of arrears disputes, it is recommended to consult local lawyers or relevant institutions in time to understand their rights and coping strategies. At the same time, we should also pay attention to preparing sufficient evidence materials to ensure that the case is effectively handled.

Legal basis:

Article 149th of the Civil Procedure Law of People's Republic of China (PRC)

In any of the following circumstances, the hearing may be postponed:

(a) the parties who must appear in court and other participants in the proceedings have justified reasons for not appearing in court;

(2) The party concerned temporarily applies for withdrawal;

(3) It is necessary to notify new witnesses to appear in court, obtain new evidence, re-authenticate, conduct an inquest or make supplementary investigations;

(4) Other circumstances that should be postponed.