Bank SMS authentication was cheated.

"Hello, we are XX Bank, and your loan amount is 65438+ ten thousand yuan. Do you need to apply for a loan? "

I believe many people have encountered such phone calls and text messages for credit card business.

Recently, Mr. Peng from the port area received such a call.

Because Mr. Peng needed a loan at that time, he told the other party the card number of China Construction Bank without much consideration.

He didn't realize that an elaborate scam was quietly unfolding on him.

Subsequently, "Customer Service" asked Mr. Peng to deposit 20,000 yuan into this bank card.

After a while, Mr. Peng received a verification message from China Construction Bank to "open fast payment".

He didn't doubt it and sent the SMS verification code according to the instructions of "Customer Service".

It is this short message containing the verification code that makes the 20,000 yuan in Mr. Peng's account "missing".

At a loss, Mr. Peng called the "customer service" again. The "customer service" said that the money had been temporarily transferred to another bank account, and Mr. Peng was required to pay a deposit of 6.5438 million yuan.

Feeling cheated, Mr. Peng immediately called 1 10 for help.

After receiving the alarm, the police of Zhapu police station rushed to the scene at the first time to learn about the detailed process from Mr. Peng.

After learning the situation, the police concluded that this was a telecom fraud case posing as a bank customer service staff, and stopped paying the other party's account in time, successfully recovering some funds for Mr. Peng.

At present, the case is still being further processed.

Xiaomi has something to say.

To crack the scam of handling credit card business, the most important thing is to keep the bank's SMS verification code well.

Don't trust strange phone calls or text messages you receive in your life easily. Say no to anyone who asks for the bank SMS verification code.

Try to go to the bank window to handle credit card business, and try to avoid telephone or online processing.