Which is better, Li Tiantian A or Yu 'ebao?

Li Tiantian Currency A is a monetary fund, and Yu 'ebao is also a monetary fund. All money funds are low-risk funds with little loss, so the principal is highly secure. Therefore, the security of Li Tiantian currency A is not much different from that of Yu 'ebao, and there is no problem.

Expected rate of return comparison

According to the data, the 7-day annualized rate of return of Japanese currency A in South China is 3.203%, and that of Qian Bao currency in Central Europe is 2.874%. From the data point of view, the expected income of Tian Li currency A is higher than that of Yu 'ebao.

In terms of long-term performance, southern Tian Li has been ranked in the top 60 of similar areas in recent 65,438+0 years and nearly 2 years, and performed well. Qian Bao's long-term performance in Central Europe is not as good as that of South Tian Li's currency A. Generally speaking, the expected income of Tian Li's currency A is higher than that of Yu 'ebao.

Comparison of redemption speed and use

In terms of redemption speed, Li Tiantian Currency A supports T+ 1 arrival, and Yu 'ebao supports T+0 real-time arrival. Yu 'ebao has better liquidity and relatively flexible access to funds. In addition, Yu 'ebao supports consumer payment, and Li Tiantian Currency A only has financial management function, so Yu 'ebao has a wider range of applications.

Generally speaking, the security of Li Tiantian currency A is similar to that of Yu 'ebao, and its expected income is higher than that of Yu 'ebao, but it is not as convenient and flexible as Yu 'ebao.

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.

Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.

2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.

main feature

1, the operation process is simple.

Yu 'ebao's service is to build the fund direct selling system of the fund company into Alipay website. When users transfer funds to Yu 'ebao, they actually buy money funds. The corresponding funds are managed by the fund company, and the income of Yu 'ebao is not "interest", but the income of users buying money funds. If the user chooses to use the funds in Yu 'ebao for shopping payment, it is equivalent to redeeming the money fund. The whole process is as simple as recharging Alipay, withdrawing cash or paying for shopping.

2. There is no limit on the minimum purchase amount of Yu 'ebao.

Yu 'ebao has no limit on the minimum purchase amount of users, and you can buy it for one yuan. The goal of Yu 'ebao is to give those pocket money a chance to gain value, so that users can enjoy even one or two yuan, one or two hundred yuan of financial happiness.

3, high income and flexible use

Compared with the general "Qian Shengqian" financial services, Yu 'ebao has a greater advantage in that it can not only provide high income, but also fully support almost all Alipay functions such as online shopping and Alipay transfer, which means that the funds in Yu 'ebao can always increase in value, on the other hand, it can be used for consumption at any time.

4. Safety

Alipay also provides protection for the compensation of the stolen amount to ensure that the funds are foolproof.