Where did the money from Industrial Credit Card go? Return it without brushing.

Industrial Bank can provide high-quality cardholders with the installment amount of consumption together with interest. After successful processing, it can be used for buy buy, without worrying about occupying the credit card limit. However, many card friends have not seen the quota after completing the points, and will ask where the money has gone. Let's analyze it today.

Where did the money from Industrial Credit Card go?

After the success of Xingye Suixing Sub-branch, the bank will transfer the applied amount to the credit card in real time. At that time, the available credit card quota was credit card quota+Suixing Branch quota. There are also some card friends who check the credit card limit after receiving the successful SMS of Xingfen and find that the limit has not been applied yet. In fact, this does not mean that the bank money is wrong, but that the cardholder's account is in arrears.

After receiving the account, Suixing will deduct the current bill arrears first, and the remaining money will exist in the form of overpayment.

For example, suppose the cardholder's credit card limit is 30,000 yuan, 654.38+00,000 yuan has been randomly distributed, and the account has 3,000 yuan in arrears. After the accounts are randomly allocated, the available credit card limit is 30000+654.38+00000-3000 yuan = 27000 yuan, of which the available credit card limit is 7000 yuan.

By the way, I would like to remind you that the overpayment function and cash withdrawal function of the credit card will be closed by the bank after the credit card is issued, which means that the cardholder can only use the credit card to spend, and the point is that the credit card has been transferred to the credit card regardless of whether the credit card is swiped or not, and the repayment must be made in installments every month.

Therefore, you'd better read the terms carefully and handle them according to your actual needs, otherwise you won't need them after successful handling, and you have to repay them every month and you can't get the quota, which is very troublesome and uneconomical.