Joke Collection Website - Public benefit messages - CCB temporarily raised the quota several times, but this time it refused to switch to manual audit without seconds. What does that mean?

CCB temporarily raised the quota several times, but this time it refused to switch to manual audit without seconds. What does that mean?

In addition to your credit status, the temporary credit limit review also depends on the usual card use.

In your question upstairs, you mentioned that "I seldom swipe my card, but the repayment is timely, and the amount is 4000." I didn't pay the full amount for more than a year and paid one or two thousand. " Rarely paying by credit card shows that my spending power is insufficient, and timely repayment shows that my credit record is good, and I haven't paid in full for more than a year, which shows that my repayment ability is insufficient. Although the minimum repayment amount has contributed interest to the bank for more than a year, it really didn't make the bank willing to give you higher.

It is suggested to repay in installments to ease the repayment pressure, and repay in full according to the bill every month, and try to swipe the card where there is a credit card. After a period of time (preferably half a year), you can try to apply for quota adjustment again. Self-service transfer is the same as manual application, and it will not be approved by you just because it is manual transfer, and its internal audit standard is the same.