Joke Collection Website - Public benefit messages - Will the bank call to verify before the first month of mortgage repayment?
Will the bank call to verify before the first month of mortgage repayment?
The successful issuance of bank mortgage means that the loan contract takes effect. If SMS notification is enabled, banks will send SMS notification of repayment before the first repayment date (I don't know after the first notification, so remember the repayment date), and most banks will not call to inform repayment. There are several situations about the time of bank deduction: the first is that some banks, such as China Industrial and Commercial Bank, take the specified date as the repayment date, and if the loan is less than one month, it will be collected with the next month. Suppose the loan was made in July 20 18, and their repayment date was 1, then the deduction would not be made in August 1 year, but in September' 66. The second is that some banks, such as Agricultural Bank of China, take the specified date as the repayment date, but if the month is less than one month, they will also deduct the money in that month, so that the first monthly payment deducted in that month will be less than one month and will be less than the subsequent monthly payment. The third is that most banks deduct the monthly payment on the corresponding day to solve the problem of insufficient or excessive monthly payment in the first phase. According to the above three situations, in order to avoid insufficient monthly supply, you should save for more than two months. If you feel anything unusual after the bank deducts money, you can ask the bank to find out.
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