Bai Hua borrowed 30,000 yuan for one year overdue, saying that he would sue me and freeze the WeChat bank card?

Of course it's true, and at the same time, it will apply for pre-litigation preservation to freeze all personal assets under your name, including equity and national debt. People have a special team to solve these debts, and of course they will also pull you into the personal blacklist, personal credit, and limit high consumption. If you can repay the loan as soon as possible, try to pay it back as soon as possible. The amount of 30 thousand is still not much, so you can ask for a fee reduction.